580 WHITE Street, Saint Augustine, FL, 32084 | $405,000

Experience the charm of Florida living in this beautifully unique 3-bedroom, 2-bath home just minutes from historic downtown St Augustine! Tucked among mature trees in a highly desirable location, it is ideal as a personal home, vacation getaway or short term rental. Inside, you'll find soaring ceilings, stylish lighting, stunning concrete floors, and well-designed interiors that create an open, airy atmosphere filled with character and warmth. The kitchen features a large breakfast bar, warm wood cabinetry, built-in shelving and stainless steel appliances. The open and inviting living room showcases custom built-ins, an upgraded ceiling fan and sliding glass doors that seamlessly connect the indoor living space to your outdoor oasis. The relaxing primary suite offers peaceful backyard views and double glass doors leading directly to the fenced backyard. The en suite bathroom is the perfect blend of whimsical and functional. The secondary bedrooms offer stylish accent walls and a convenient Jack-N-Jill bathroom. The two outdoor living areas truly steal the show, featuring multiple seating areas, a grilling station and a heated spa-creating the ultimate setting for entertaining or weekend BBQs. The spacious backyard surrounded by mature trees offers plenty of room for kids to play. This home is currently operating as a short-term rental.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2020
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.15
  • Lot Desc: Many Trees
  • View: Trees/Woods
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2144620
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/2144620/580whitestreet_saintaugustine_fl?source=qrflyer
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William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

580 WHITE Street, Saint Augustine, FL, 32084

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,995 $2,075 $2,712
Total Monthly Payment $2,070 $2,150 $2,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.