1401 SW 49th TER, Cape Coral, FL, 33914 | $649,000

One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful Southwest Cape Coral pool home offering privacy, comfort, and an exceptional location near some of the area’s most desirable amenities. This well-maintained residence features a bright and functional layout with 3 bedrooms, 2 bathrooms, a den, approximately 1, 817 sq. ft. of living space, and a large 3-car garage providing excellent parking, storage, and flexibility. Enjoy the Florida lifestyle from your private screened-in pool area, perfect for relaxing, entertaining, or enjoying year-round outdoor living. The home also features valuable recent updates, including a newer A/C system, new water heater, new pool pump, and new pool heater, offering added peace of mind for the next owner. The backyard is designed for privacy and enjoyment, featuring a new vinyl fence, large Areca palms planted for additional natural privacy, and mature avocado and lemon trees that add charm and functionality to the outdoor space. Located in highly sought-after Southwest Cape Coral, this home is close to Cape Harbour, Tarpon Point Marina, waterfront dining, shopping, boating access, parks, and everyday conveniences. With a private pool, den, spacious garage, newer major components, and a beautifully enhanced backyard, this home offers the ideal blend of location, lifestyle, privacy, and comfort in one of Cape Coral’s most appealing areas.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 2020
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,817
  • Acreage: 0.24
  • Est. Taxes: $7,939
  • Lot Desc: Corner,Oversize
  • View: Landscaped Area,Privacy Wall
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226019022
  • Website: https://www.raveis.com
    /prop/226019022/1401sw49thter_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of American One Percent Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Pedro.Delgadillo@raveis.com

Our Insurance Division:

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1401 SW 49th TER, Cape Coral, FL, 33914

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $662 $662 $662
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,989 $3,324 $4,311
Total Monthly Payment $3,743 $4,078 $5,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.