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Presented by
The One Team |
690 Prospect Street, Torrington, CT, 06790 | $339,000
Extensively renovated and move-in ready, this beautifully refreshed two-family property combines timeless architecture with clean, modern updates throughout. Built in 1930, the home features bright and inviting living spaces accented by oversized windows, updated flooring, fresh neutral finishes, and an easy-flow layout designed for comfortable everyday living. The updated kitchens offer white shaker cabinetry, sleek countertops, stainless steel appliances, and generous prep space, while the remodeled bathrooms feature contemporary tile surrounds and stylish fixtures. Both units provide comfortable bedroom space filled with natural light and thoughtful details that create a warm, welcoming atmosphere. Outside, the home is framed by expansive covered front porches, a newly paved driveway, landscaped entry, and a detached garage offering additional storage and parking flexibility. A full basement adds utility and extra space, while public water and sewer provide everyday convenience. Positioned in a central Torrington location near shopping, dining, parks, and major routes, 690 Prospect Street presents an excellent opportunity for investors, owner-occupants, or anyone seeking a turnkey multi-family property with updated interiors and classic New England charm. 1st floor unit remodeled; 2nd floor unit is not remodeled 1st floor unit has oil heat; 2nd floor unit has gas heat Oil tank replaced 6/2022 Hot water heaters: * 1st floor unit replaced 4/2026 * 2nd floor unit replaced 10/2024 * Both are electric 1st floor unit has laundry hookup in the bathroom 2nd floor unit does not have laundry hookup
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Units: 2
- Style: Units on different Floors
- Year Built: 1930
- Heating: Baseboard
- Cooling: Ceiling Fans
- Basement: Full,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,708
- Acreage: 0.16
- Est. Taxes: $6,751
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- MLS#: 24173418
- Website: https://www.raveis.com
/raveis/24173418/690prospectstreet_torrington_ct?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The One TeamSales Associates
OneandCompany@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
690 Prospect Street, Torrington, CT, 06790
$339,000
The One Team
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,624 | $1,692 | $2,214 |
| Total Monthly Payment | $2,262 | $2,330 | $2,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524