First Time EVER Available Outside of the Family, and a Dream Come True for the Next Owners! Beautifully Updated, Bright, Clean & Well Maintained with Love, 3 Bedrooms, 1 Full Bathroom, Large Ranch Style Home, for Convenient One-Level Living, in the Very Desirable Lake Ronkonkoma Community & Sachem School District! Nicely Landscaped, Larger . 29 Acres Property, on a Quiet & Peaceful Street. Renovated Very Large Eat-In Country Kitchen (2 yrs) w/ Custom Quartz Countertops & Cabinets and Stainless-Steel Appliances. Large & Comfortable Living Room with Brick, Wood Burning Fireplace. Lovely Full Bathroom (6 yrs), and 3 Generous Sized Bedrooms. Newer Boiler (6 yrs Young), New Central Air Conditioning (Only 1 Year). Newer, mostly ‘Pella’ Windows, Hardwood Floors, Natural Gas Cooking, Oil Heat = Convertible to Natural Gas (Service Already in the Home). New Storm Doors & Railings. 6 Zone In-Ground Sprinklers & Alarm System. Full, Finished Basement Adds a Whole Other Dimension of Enjoyable Space. Attached 1 Car Garage w/ Attic Storage, and Plenty of Private, Off-Street Parking. Fenced Property, Close to Everything. Low, True Property Taxes $8, 432. 58, and Apply for a Basic STAR Savings of $724. 37. Don’t Let this Rare Opportunity Pass You by!
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Our Executive Mortgage Banker:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $703 | $703 | $703 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,630 | $2,740 | $3,586 |
| Total Monthly Payment | $3,425 | $3,535 | $4,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.