|
Presented by
Noreen and Wayne |
49&0 Over The Top, Holland, MA, 01521 | $264,900
Charming cottage retreat with lake views and deeded rights to beautiful Hamilton Reservoir a fully recreational lake in Holland. Nestled on a rare double lot, this adorable 3-bedroom home is full of warmth, character, and endless potential. Whether you’re looking for a cozy seasonal getaway or possibly a year-round residence, or future investment opportunity, this property offers the perfect blend of charm and lifestyle. Enjoy relaxing mornings on the deck overlooking the lake, evenings on the shared deeded beach, and all the beauty of reservoir living without the waterfront taxes. Inside you’ll find a quaint cottage feel with inviting spaces ready for your personal touches and updates. The spacious double lot provides added privacy, outdoor entertaining space, expansion possibilities, or room for extra parking and recreation. A wonderful opportunity to own a slice of lake life and create lasting memories at Hamilton Reservoir! Easy access to 84 and to Sturbridge's many amenities.
Features
- Amenities: Walk/Jog Trails, Laundromat, Bike Path, Conservation Area, Highway Access, Public School
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch, Bungalow
- Year Built: 1965
- Heating: Electric Baseboard
- Cooling: None
- Basement: Partially Finished, Walk-Out Access
- Approx Sq. Feet: 860
- Acreage: 0.44
- Est. Taxes: $3,147
- Lot Desc: Wooded
- View: Scenic View(s)
- Appliances: Range, Refrigerator
- MLS#: 73516060
- Website: https://www.raveis.com
/prop/73516060/49and0overthetop_holland_ma?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Dining Room | Deck - Exterior, Open Floorplan | Main,First |
| Kitchen | Open Floorplan | Main,First |
| Living Room | Window(s) - Picture, Deck - Exterior, Open Floorplan | Main,First |
| Master Bedroom | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Noreen and WayneLicensed Associate Real Estate Brokers
914.406.5291
NoreenandWayne@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
49&0 Over The Top, Holland, MA, 01521
$264,900
Noreen and Wayne
Licensed Associate Real Estate Brokers
William Raveis Real Estate
Phone: 914.406.5291
NoreenandWayne@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,920 | $211,920 | $211,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,269 | $1,338 | $1,746 |
| Total Monthly Payment | $1,606 | $1,675 | $2,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630