There's a moment, just past the curve of the driveway, when the trees open up and 25 Dirubbo Drive comes into view — and you understand right away that this one is different. A home that has been quietly, lovingly cared for, where every detail you notice was a decision someone made on purpose. Inside, the foyer rises to meet you with light. Sun spills through a tall transom window and pulls you toward a living room where the ceiling soars, an open balcony floats overhead, and the day outside becomes part of the room. Mornings start in the renovated kitchen, where coffee in hand naturally drifts toward the breakfast nook and out the slider to the deck, where birdsong fills in the quiet. Dinners stretch long in the formal dining room beneath the chandelier, and quieter evenings wind down in the lower-level family room, where the wood-burning fireplace turns a chilly night into something to look forward to. Then there's the outside — and this is where the home really exhales. A two-tier deck wraps the back of the house: a covered upper level made for slow summer dinners under string lights, and a lower deck that steps down to a private, level, fully fenced 1. 4-acre yard. Mature trees ring the property, soft and green in summer, glowing in fall, hushed in winter. There's room here to garden, to wander, to simply sit and listen. All of this sits in one of Northern Westchester's most quietly desirable pockets. The Cortlandt Metro-North station is minutes away with a direct, scenic ride along the Hudson into Grand Central, while the Taconic and Route 9 put the rest of the region within easy reach. Cortlandt Town Center handles the everyday — groceries, restaurants, the movie theater, the big-box stores — and downtown Peekskill, just down the road, brings the weekends to life with its riverfront, farmer's market, breweries, art galleries, and dining. Hike Blue Mountain Reservation in the morning, paddle the Hudson in the afternoon, drive up to Cold Spring or the Hudson Valley wineries for dinner. It's that kind of location. Homes that feel this taken-care-of, on land this private, this close to the train, don't surface often. 25 Dirubbo is ready for its next chapter.
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Our Executive Mortgage Banker:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,361 | $1,361 | $1,361 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,743 | $4,942 |
| Total Monthly Payment | $5,046 | $5,196 | $6,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.