1031 E LIME STREET, Lakeland, FL, 33801 | $829,900

Brand New Hulbert Homes Duplex – Live in One, Rent the Other! Exceptional opportunity to own a newly constructed Hulbert Homes duplex offering quality craftsmanship, modern design, and outstanding income-producing potential in a highly desirable in-town Lakeland location. Whether you are looking to offset your mortgage with rental income or expand your investment portfolio, this property offers flexibility, functionality, and long-term value. Each spacious two-story unit offers approximately 1, 808 heated square feet with thoughtfully designed layouts and stylish finishes throughout. While each side features a slightly different floorplan, both offer an open and inviting design perfect for everyday living and entertaining. The first floor showcases a spacious great room and dining area with soaring 10-foot ceilings, creating a light, bright, and open feel.
The kitchens are designed with both style and function in mind, featuring large center islands, stainless steel appliance packages, quartz countertops, abundant cabinetry, walk-in pantries, and convenient access to the inside laundry room. A downstairs powder bath and covered lanai add additional comfort and convenience.
All bedrooms are privately located upstairs, including spacious owner’s suites featuring walk-in closets, double sink vanities with quartz countertops, private water closets, and walk-in showers. Hulbert Homes’ signature quality craftsmanship and attention to detail are evident throughout both residences.
Enjoy the peace of mind and energy efficiency that comes with new construction, along with low-maintenance living and excellent rental potential. Live in one side while generating income from the other, or lease both units for maximum return.
Ideally located near Downtown Lakeland, residents can enjoy easy access to local lakes, parks, recreational areas, shopping, dining, and everything Lakeland has to offer. Conveniently located near Florida Southern College and Southeastern University, with quick access throughout

Features

  • Bedrooms: 6
  • Units: 2
  • Lot Size: 83 x 109 x 87 x 130
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2026
  • Garage: Common, Driveway, Open, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,617
  • Acreage: 0.24
  • Lot Size: 83 x 109 x 87 x 130
  • Est. Taxes: $562
  • Lot Desc: City Lot, Landscaped, Level, Near Public Transit, Sidewalk
  • Elem. School: Philip O’Brien Elementary
  • Middle School: Sleepy Hill Middle
  • High School: Lakeland Senior High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: L4961736
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4961736/1031elimestreet_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:47:07 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1031 E LIME STREET, Lakeland, FL, 33801

$829,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $663,920 $663,920 $663,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.411% 6.487% 6.309%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,034 $4,142 $5,647
Total Monthly Payment $4,173 $4,281 $5,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.