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Lovely, pristine, Center Hall, Colonial, with a spacious, flexible floor plan. Warm and welcoming. Walk into large living room that opens to a beautifully updated, fully applianced eat in kitchen , with sliding glass doors leading to an oversized deck and expansive backyard. Enjoy the nicely landscaped yard with many new plantings and attractive, newer vinyl fencing, perfect for relaxing, or entertaining large or small gatherings. A formal dining room offers additional versatility and could easily serve as a Home Office, den, or sitting room. The open floor space on the first floor is inviting, and a perfect place for family-friends gatherings, 1st floor also features gleaming hardwood floors , and 1/2 bath. Second floor offers 3 nicely sized bedrooms, including a primary en suite with walk-in closet and full bath. Two additional generous bedrooms, with a full bath in hallway. The lower level provides substantial, freshly finished living space, ideal for a family room, guest space, home gym, office, or possible additional bedroom. Newer Furnace and Hot Water Tank. This pristine, move in ready home, combines, comfort, space, and flexibility in a beautifully maintained setting. Close to shopping, dining, schools, library, Airport, minutes to I 95- 20 minutes North to Providence, and South, to the beaches, Newport , and all that the ocean state has to offer. A few pictures displayed have been digitally enhanced.
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Our Executive Mortgage Banker:
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$544,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $435,920 | $435,920 | $435,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,684 | $2,827 | $3,649 |
| Total Monthly Payment | $3,204 | $3,347 | $4,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.