3675 OAK Street, Jacksonville, FL, 32205 | $417,900

Walkable Lifestyle in Avondale near Boone Park and top dining. New roof, updated systems, and charm you simply can't replicate - don't miss this opportunity to make it yours.

Discover timeless charm and modern comfort in this beautifully preserved 1926 Avondale bungalow in Jacksonville, FL, ideally located just steps from Boone Park and the vibrant St. Johns Avenue dining district. This move-in ready historic home offers the perfect blend of character, location, and modern upgrades in one of Jacksonville's most desirable walkable neighborhoods.

From the moment you step inside, the home welcomes you with warm natural light, original hardwood floors, and classic architectural detail, all anchored by a cozy coal-burning fireplace that creates an inviting and comfortable living space. The thoughtfully designed interior offers a seamless blend of character and functionality, with comfortable living and dining areas and a kitchen that balances charm with modern convenience, making it perfect for both everyday living and entertaining. What truly sets this home apart is the great level of investment already completed for you. With fully updated plumbing and electrical, a brand-new roof, and rare double-pane windows throughout, you can enjoy the beauty of a historic home with the efficiency, durability, and peace of mind typically found in something much newer - a highly valuable combination rarely found in historic homes. Step outside to enjoy the expansive front porch and a large, fully fenced backyard offering endless potential for outdoor living, entertaining, and creating your own private retreat. With its unbeatable location, preserved character, and meaningful upgrades, this home delivers the very best of Avondale living. Schedule your private showing today and experience it for yourself before this opportunity is gone. Rarely does a home like this come to market in historic Avondale. " Double-pane windows throughout " Stainless-steel appliance package including refrigerator, dishwasher (smart), range (smart), microwave (smart) " Updated plumbing and electrical (2007) " New roof (September 2025) " Freshly painted exterior (2025) " Nest smart thermostat " Smart front door lock " NEMA 14-50R 50-amp EV charging outlet " Natural gas connection " Storage shed on concrete pad with double-door access " Rear alley access with potential for future carport or garage " Attic suitable for storage or future use

Features

  • Amenities: Sidewalks, Street Lights, Curbs
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Craftsman, Traditional
  • Year Built: 1926
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,004
  • Acreage: 0.15
  • Est. Taxes: $5,117
  • Lot Desc: Historic Area
  • Elem. School: Fishweir
  • Middle School: Lake Shore
  • High School: Riverside
  • Appliances: Dishwasher, Electric Oven, Microwave, Plumbed For Ice Maker, Refrigerator
  • MLS#: 2135371
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/2135371/3675oakstreet_jacksonville_fl?source=qrflyer
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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3675 OAK Street, Jacksonville, FL, 32205

$417,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $334,320 $334,320 $334,320
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,002 $2,111 $2,776
Total Monthly Payment $2,503 $2,612 $3,277

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.