3675 OAK Street, Jacksonville, FL, 32205 | $419,500

You're in luck, the opportunity to own this charming Avondale home just came back on the market! *Seller offering a 1 year Home Warranty* Charming Avondale Bungalow with Major Updates - New Roof & Walkable to Boone Park + St. Johns Ave Dining. Timeless character in one of Jacksonville's most sought-after historic neighborhoods.

Welcome home to this charming bungalow at 3675 Oak Street, ideally located in the heart of Jacksonville's sought-after Riverside/Avondale neighborhood-just a short walk to Boone Park and moments from the shops and dining along St. Johns Avenue. Built in 1926, this beautifully maintained 2-bedroom, 1-bath home blends timeless character with thoughtful modern updates, offering the best of historic charm with today's comforts. Step inside to a light-filled interior where natural sunlight pours through the home-enhanced by rare double-pane windows throughout-highlighting original hardwood floors, classic architectural details, and a cozy coal-burning fireplace that anchors the living space The home features a comfortable and functional layout with spacious bedrooms and inviting living and dining areas designed for both everyday living and entertaining. The kitchen blends charm with modern convenience, featuring a breakfast bar with pass-through, deep pantry, touchless sink, and newer stainless steel appliances including a refrigerator, along with smart dishwasher, range, and microwave-creating a move-in ready, functional space for daily living. Significant system updates have already been completed for added peace of mind, including fully updated plumbing and electrical (2007), a brand new roof (September 2025), and a freshly painted exterior completed at the same time. These updates, combined with double-pane windows throughout, offer a rare balance of historic character and modern comfort. Additional features include a Nest thermostat designed for energy-efficient climate control, smart front door lock, NEMA 14-50R 50-amp EV charging outlet, and natural gas connection. Enjoy true indoor-outdoor living with the expansive front porch, perfect for relaxing and taking in the charm of the neighborhood. The large, fully fenced backyard offers exceptional flexibility with ample room to add a pool, create an outdoor retreat, or expand. A large storage shed on a concrete pad with double-door access provides excellent functionality, while rear alley access offers the opportunity to add a future carport or garage. The attic space offers versatile potential for additional storage or future use, providing added flexibility for the next owner. Beyond the home, experience the quintessential Avondale lifestyle-where tree-lined streets, nearby parks, boutique shopping, and some of Jacksonville's most loved dining destinations, including Biscottis and Restaurant Orsay, are all just a short stroll away. Set within the charm of historic Avondale, just moments from Boone Park and St. Johns Avenue's beloved shops and dining, this home offers a rare blend of character, comfort, and lifestyle.

Features

  • Amenities: Sidewalks, Street Lights, Curbs
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Craftsman, Traditional
  • Year Built: 1926
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,004
  • Acreage: 0.15
  • Est. Taxes: $5,117
  • Lot Desc: Historic Area
  • Elem. School: Fishweir
  • Middle School: Lake Shore
  • High School: Riverside
  • Appliances: Dishwasher, Electric Oven, Microwave, Plumbed For Ice Maker, Refrigerator
  • MLS#: 2135371
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /prop/2135371/3675oakstreet_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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3675 OAK Street, Jacksonville, FL, 32205

$419,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,600 $335,600 $335,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,066 $2,149 $2,809
Total Monthly Payment $2,567 $2,650 $3,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.