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Charm meets modern updates in this lovely, move-in ready home! Enjoy the bright, airy atmosphere with oversized windows and hardwood floors throughout. On the main level, the beautifully renovated kitchen boasts an open layout and high end touches. The living room includes a gas fireplace for cozy nights in. And the flexible floor plan includes a room perfect for a 3rd bedroom, office or den. The upper level has 2 bedrooms that share a walk-in closet and full bath. The finished lower level makes a great playroom, gym or guest space with a full bath. Outside, the level, fenced and park-like backyard is a dream for entertaining and gardening, with a large fenced garden and a shed and gazebo with electricity. Includes a whole-house generator for peace of mind. Updates include: New Roof & Skylights, Windows, Backyard Fence & Garden Fence, Dishwasher & Oven (2025); Full House Generator hook up, Full House Water Filter, New Bilco Door, Basement Hatch Steps rebuilt, New Speed Queen Washer & Dryer (2024); New HVAC System (2021); Kitchen & Dining Room renovated, New On-demand Hot Water Heater (2019). Fantastic Location! Walkable to Farmington Canal Trail, Norton Elementary and Cheshire High School. Minutes to shopping, gyms, and easy commuting via Rt. 10, I-691 and I-91. Town records list the home as a 2 bedroom but addition on main level functions as a 3rd bedroom. Hardwood flooring is under carpet in upstairs bedrooms. Propane tanks are leased.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Skylight,Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | Main |
| Bedroom 2 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | Upper |
| Family Room | Built-Ins,Laminate Floor | Lower |
| Full Bath | Skylight,Tub w/Shower,Tile Floor | Upper |
| Full Bath | Stall Shower | Lower |
| Half Bath | Tile Floor | Main |
| Kitchen | Remodeled,Built-Ins,Granite Counters,Dining Area,Hardwood Floor | Main |
| Living Room | Built-Ins,Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Built-Ins,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $566 | $566 | $566 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,556 | $3,342 |
| Total Monthly Payment | $3,099 | $3,197 | $3,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.