3460 WILD OAK BAY BOULEVARD, #143, Bradenton, FL, 34210 | $440,000

MILLION DOLLAR VIEWS, WITHOUT THE MILLION DOLLAR PRICE TAG!! True waterfront living in the highly sought-after Bayside Terraces at Wild Oak Bay. This beautifully maintained 2-bedroom, 2-bath residence offers stunning southwest bayside exposure and the perfect blend of low maintenance, privacy, and coastal convenience. BREATHTAKING SUNSET VISTAS. . . perfect for evening cocktails or morning coffee. Inside, you’ll find a spacious and open layout with a thoughtful design. Once you walk in the front door your eyes will immediately catch the direct sightline to endless water views. Separate yourself from the rest in this building, with a unique staggered design that maximizes your water views and privacy. Featuring expansive bayside sliders and additional windows in the front of the unit, this combo fills the home with natural light and frames those million dollar views. Even the upgraded shiplap ceiling adds a nice coastal touch too. The functional and open layout seamlessly blends the kitchen, dining, and living areas together, while the primary suite is located in the back of the home for maximum privacy. More water views from the primary suite too. . . Everything together creates an inviting atmosphere ideal for relaxing or entertaining, while recent system upgrades provide peace of mind and modern efficiency. Including a 2024 tile roof, 2024 HVAC system, and 2023 LG ThinQ stacked washer and dryer. The kitchen is equipped with a reverse osmosis water purification system and plenty of cabinet space to work with. And to top it off, the bayside windows are protected with a special UV solar film. But that's not all, the 8 foot sliding doors come fully equipped with a custom remote-controlled privacy sunshade. Exterior metal hurricane shutters on the bayside exposure and a proper elevation, add another layer of protection and security. No flooding inside of the unit from prior storms. Enjoy a true Florida lifestyle with sandy beach access perfect for launching kayaks and paddle boards, along with a heated bayside pool and whirlpool spa reserved exclusively for residents of Bayside Terraces. You even have an additional storage area underneath the unit. . . plenty of space for your bikes, kayaks, and paddle boards. This elevated waterfront community is known for its lush tropical setting, peaceful atmosphere, and prime location near some of the area’s top attractions. Ideally situated just minutes from IMG Academy Golf Club, Bradenton Tennis Center, and nearby pickle ball facilities, the property also offers convenient access to the world-famous beaches of Anna Maria Island, downtown Sarasota, The John and Mable Ringling Museum of Art, Bayfront Park, and Sarasota-Bradenton International Airport. Whether you're looking for your new Florida home or just want a place to get away from time to time, this unit provides a flexible lifestyle. COME SEE FOR YOURSELF TODAY!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Maintenance, Pool, Recreation Facilities, Spa/Hot Tub, Storage, Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Laundry Closet
  • Complex: BAYSIDE TERRACES AT WILD OAK BAY
  • Year Built: 1984
  • Approx Sq. Feet: 1,427
  • Est. Taxes: $5,632
  • Condo Fee: $3,000 Quarterly
  • Lot Desc: FloodZone, In County, Level, Near Golf Course, Unincorporated
  • View: Water
  • Water Front: Yes
  • Elem. School: Bayshore Elementary
  • High School: Bayshore High
  • Pet Policy: Number Limit, Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: A4693045
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/A4693045/3460wildoakbayboulevard_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 8:47:10 PM)
Listing courtesy of FINE PROPERTIES   Phone: 941-782-0000

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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3460 WILD OAK BAY BOULEVARD, #143, Bradenton, FL, 34210

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $469 $469 $469
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,167 $2,223 $2,923
Total Monthly Payment $2,711 $2,767 $3,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.