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Just 150 feet from a private association bay beach, and completely reimagined and renovated in 2018! This pristine ranch offers the ease of single-level living, the luxury of modern updates, and the warmth of timeless charm—all paired with an exceptional beachside lifestyle. The home was renovated in 2018 and features a beautifully updated kitchen and bathrooms, refinished wood floors, new carpeting in the bedrooms, new mechanicals, including a propane gas boiler, central air conditioning, insulation, a generator, and some new windows. This stylish 3-bedroom, 2-bath residence includes a spacious primary suite with an ensuite bath and walk-in closet. The tastefully designed kitchen showcases high-end cabinetry, quartz countertops, and bar seating for four, with an open-concept layout that flows seamlessly into the dining and living areas. The inviting living room retains its original craftsmanship and character, highlighted by a cozy propane fireplace, while thoughtful upgrades throughout provide comfort and efficiency. A bright home office with abundant natural light offers flexibility as a multipurpose space. One of the home’s standout features is the oversized 290 sq ft screened-in porch—perfect for relaxing after a day at the beach, entertaining guests, or unlocking additional potential. Enjoy outdoor living with a beautiful backyard yard, featuring a patio installed in 2018, and charming gardens. A full basement provides ample storage, and a rental permit adds excellent investment potential. Partial furnishings potentially available to be negotiated into deal or sold separately. Private Indian Neck Park Association. Located just 150 feet from the entrance to the private bay beach, this home is the ideal summer getaway or fabulous year-round retreat.
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Our Executive Mortgage Banker:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $672 | $672 | $672 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,678 | $6,157 | $8,439 |
| Total Monthly Payment | $6,475 | $6,954 | $9,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.