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Welcome to 29 Teresa Avenue, a charming and lovingly maintained home offering comfort, practicality, and exceptional outdoor space in a convenient Yonkers location. Freshly painted interiors create a bright and inviting atmosphere throughout this two-bedroom, one-and-a-half-bath residence. Thoughtfully designed with everyday living in mind, the home features an abundance of closets and storage space, including a walk-up attic ideal for seasonal storage and more. The lower level offers excellent flexibility with great potential for future finishing, recreation space, a home office, gym, or additional living area, complete with direct access outdoors. A washer and dryer conveniently located on the main floor just off the kitchen adds to the home’s functionality. Outside, the beautifully maintained and oversized yard is a standout feature — offering the perfect setting for entertaining, gardening, relaxing, or enjoying outdoor activities. Paired with charming curb appeal and a well-kept exterior, this home presents a wonderful opportunity to enjoy comfortable living with room to grow.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,018 | $1,018 | $1,018 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $4,061 | $4,136 | $5,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.