|
Presented by
Daniel Kolich |
112-A Lake Road, Columbia, CT, 06237 | $439,900
This well-built 1980s Cape is set on a beautiful 2. 3-acre level lot on desirable Utley Hill, offering the perfect blend of privacy, space, and convenience. Located just a half mile from Columbia Lake, you'll enjoy easy access to swimming at the town beach off Erdoni Rd. or the public beach, and you're also close to Rec Park and the town center. Inside, the home features 3 bedrooms and 1. 5 baths, with generously sized first-floor living spaces. The inviting family room includes a fireplace and flows seamlessly into the kitchen, creating a warm and functional layout for everyday living and entertaining. Additional highlights include a newer boiler with an efficient indirect hot water heater, reflecting the home's excellent maintenance over the years. Outside, enjoy a large rear deck overlooking the spacious backyard, ideal for outdoor gatherings, gardening, or recreation. A two-car garage is connected to the home by a covered walkway, and the paved driveway is in outstanding condition. This home has been lovingly cared for, and with just minor cosmetic updates, it could truly shine like new. Come take a look!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1988
- Garage: 2-car Attached Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Water
- Cooling: None
- Basement: Full,Unfinished,Full With Hatchway
- Above Grade Approx. Sq. Feet: 1,544
- Acreage: 2.3
- Est. Taxes: $5,477
- Lot Desc: Level Lot,Cleared
- Elem. School: Horace W. Porter
- High School: Per Board of Ed
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24174261
- Website: https://www.raveis.com
/prop/24174261/112alakeroad_columbia_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Family Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Daniel KolichSales Associate
203.667.2467
Daniel.Kolich@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
112-A Lake Road, Columbia, CT, 06237
$439,900
Daniel Kolich
Sales Associate
William Raveis Real Estate
Phone: 203.667.2467
Daniel.Kolich@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,196 | $2,874 |
| Total Monthly Payment | $2,639 | $2,727 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524