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Some homes just feel right the moment you walk in. This classic 4-bedroom, 2. 5-bath Colonial on a quiet Nesconset cul-de-sac delivers a layout that works for real life. The main level flows from a light-filled living room to a formal dining room, an eat-in kitchen, and a bright den with sliding doors opening to the back deck. A half bath on the main level adds everyday convenience. Upstairs you will find the oversized primary ensuite with generous closet space, three additional bedrooms, and a full bath. The attached one-car garage rounds it out. Step outside to a level, fenced backyard framed by mature specimen trees – private, quiet, and ready for whatever you have in mind. The big-ticket items are done: roof replaced 7 years ago, burner replaced 2. 5 years ago, above-ground oil tank recently replaced, and a 6-zone sprinkler system keeps the grounds looking sharp year-round. Situated on a corner quarter-acre lot in the Smithtown School District, you're close to parks, local dining, everyday conveniences, and the LIRR. Homes like this in Nesconset don't come around often – schedule your showing today.
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Our Executive Mortgage Banker:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,331 | $1,331 | $1,331 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,768 | $3,919 | $5,123 |
| Total Monthly Payment | $5,191 | $5,342 | $6,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.