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Surprisingly spacious and full of charm, this well-maintained home offers comfortable living on a small in-town lot in a highly convenient sidewalk neighborhood. Enter through the welcoming enclosed porch into a warm and inviting interior featuring beautifully refinished hardwood floors throughout and freshly painted rooms. The main living area includes a bright living room with built-in shelving that gently separates the dining room, creating both character and functionality. A cozy den, half bath, and spacious eat-in kitchen provide plenty of room for everyday living and entertaining. The kitchen, porch and bathrooms feature new flooring for a fresh, updated feel. Beyond the original kitchen area, a hallway leads to three nicely sized bedrooms and a full bath, offering a practical layout with privacy from the main living spaces. Additional highlights include a whole-house generator, carport, paved driveway, and a sweet rear yard with a small deck overlooking a peaceful stream bordering the property. Perennials and mature shrubs surround the home, adding seasonal color and curb appeal. Conveniently located within the town sidewalk district, this property is close to the ball field, town pool, and elementary school, making it an ideal location for enjoying community amenities and in-town living. Subject to Probate Approval. All room sizes are approximate.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.0 x 13.0 | Main |
| Bedroom 2 | Hardwood Floor | 11.0 x 12.0 | Main |
| Den | Hardwood Floor | 9.0 x 12.0 | Main |
| Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
| Full Bath | Tub w/Shower,Vinyl Floor | 7.0 x 7.0 | Main |
| Half Bath | Laminate Floor | 3.7 x 6.0 | Main |
| Kitchen | Eating Space,Laminate Floor | 14.0 x 16.0 | Main |
| Living Room | Built-Ins,Hardwood Floor | 11.0 x 12.0 | Main |
| Primary Bedroom | Hardwood Floor | 12.0 x 12.0 | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,485 | $1,547 | $2,043 |
| Total Monthly Payment | $1,870 | $1,932 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.