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Sun-Drenched Shoreline Living! Classic East Lyme Colonial on a rare, level 0. 94-acre lot. This 4BR/2. 5BA home is bathed in wonderful natural light and features a seamless flow designed for both daily living and effortless entertaining. The heart of the home is a bright kitchen with granite counters and a formal dining room perfectly situated for hosting. Relax in the inviting living spaces complete with gas fireplace, including a cozy family room The expansive primary suite is a true retreat, boasting a sun-filled private sitting area ideal for a private den or library. Step outside to your own private oasis: enjoy the peace of the cleared backyard from the large sun deck, firepit area or the screened-in porch, which features its own wood-burning fireplace for chilly New England evenings. For the green thumb, there is a dedicated fenced-in gardening area and a convenient garden shed attached to the rear of the garage. The hobbyist will fall in love with the 1. 5-story oversized 2-car detached garage, complete with a heated workshop and ample second-story storage. Located in a quiet neighborhood just minutes from Niantic Village, local beaches, and Rocky Neck State Park. A fantastic value in a prime shoreline community!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.1 x 12.1 | Upper |
| Bedroom 2 | Hardwood Floor | 11.4 x 13.9 | Upper |
| Bedroom 3 | Hardwood Floor | 8.4 x 10.6 | Upper |
| Dining Room | Hardwood Floor | 11.1 x 10.3 | Main |
| Family Room | Book Shelves,Built-Ins | 15.1 x 24.8 | Main |
| Kitchen | Remodeled,Granite Counters,Island,Hardwood Floor | 11.2 x 19.4 | Main |
| Living Room | Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | 11.6 x 31.5 | Main |
| Loft | Skylight,Built-Ins,Wall/Wall Carpet | 15.9 x 18.1 | Upper |
| Other | Cathedral Ceiling,Fireplace | 14.1 x 15.9 | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor | 12.3 x 19.3 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $718 | $718 | $718 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,788 | $4,982 |
| Total Monthly Payment | $4,504 | $4,598 | $5,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.