20 Pine Road, Northfield, MA, 01360 | $170,000
This charming three-season cottage, situated on the historic Rustic Ridge in Northfield, Massachusetts, features eight spacious rooms. The kitchen is equipped with a gas stove, refrigerator, and windows on three sides, providing an abundance of natural light. The open living and dining areas are inviting and enhanced by a beautiful working brick fireplace. French doors lead to a screened porch, surrounded by nature and overlooking the large double lot. The second level offers five rooms, many with windows and Velux skylights, creating a bright and airy atmosphere. Recent improvements by the seller include chimney repair & liner installed, updates to the screened porch, front entry new laminate flooring, freshly painted trim and tree removal. This property provides an authentic retreat, ideally situated with easy access to Rt 10 / 63 and major routes. Escape to your home away from home.
Features
- Amenities: Walk/Jog Trails, Stable(s), Golf, Bike Path, Public School
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full
- Style: Cottage
- Year Built: 1907
- Garage: 1-car Detached
- Approx Sq. Feet: 1,169
- Acreage: 0.25
- Est. Taxes: $2,105
- HOA Fee: $250 Annually
- Lot Desc: Wooded
- Appliances: Water Heater, Range, Refrigerator
- MLS#: 73440000
- Website: https://www.raveis.com
/prop/73440000/20pineroad_northfield_ma?source=qrflyer
Listing by Cathy Roberts courtesy of Cohn & Company Phone: 413-772-0105
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Skylight | Second |
| Bedroom 3 | Second | |
| Dining Room | Beamed Ceilings, French Doors | First |
| Kitchen | Gas Stove | First |
| Living Room | Beamed Ceilings, French Doors | First |
| Master Bedroom | Cathedral Ceiling(s) | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Pine Road, Northfield, MA, 01360
$170,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $136,000 | $136,000 | $136,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $837 | $882 | $1,138 |
| Total Monthly Payment | $1,087 | $1,132 | $1,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630