2903 Sipp Avenue, Medford, NY, 11763 | $639,000

*** BACK ON THE MARKET *** Welcome to 2903 Sipp Ave, Medford, where luxury meets affordability! This spacious 4-bedroom, 2-bath split-ranch home was fully renovated in 2025. The main level features an open eat-in kitchen with quartz countertops, stainless steel appliances, a center island with seating for two, white cabinets with gold handles, beautiful pendant light fixtures, and a stainless steel farmhouse sink. This level also offers a formal dining room and a large living room with a built-in electric fireplace. Dark hardwood floors run throughout much of the home, adding warmth and character, while recessed lighting adds a modern touch. Three bedrooms and a full bathroom are also located on this floor. The lower level is just as impressive, offering additional living space with a large family room, a 4th bedroom, a renovated bathroom, and an egress window. There is also a convenient laundry area with a brand new washer and dryer. Sump pump. Additional upgrades include new 200-amp electric service, updated plumbing, new windows, a new roof and gutters, a new above-ground oil tank, a new electric hot water heater, and new central air conditioning. Step outside to a large backyard with a raised patio, perfect for summer BBQs. One car garage. Taxes are listed without the STAR exemption.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Split Ranch
  • Year Built: 1960
  • Garage: 1-car
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,455
  • Acreage: 0.19
  • Est. Taxes: $10,062
  • Elem. School: Eagle Elementary School
  • Middle School: Oregon Middle School
  • High School: Patchogue-Medford High School
  • School District: Patchogue-Medford
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Microwave, Oven, Refrigerator, Washer
  • MLS#: 981970
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/981970/2903sippavenue_medford_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Cachon Realty Group. LLC   Phone: 516-802-9972

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

2903 Sipp Avenue, Medford, NY, 11763

$639,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $839 $839 $839
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,943 $3,273 $4,245
Total Monthly Payment $3,873 $4,203 $5,175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.