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Welcome to your perfect summer escape at Indianfield Co-Op on beautiful Gardner Lake! This charming seasonal home offers approximately 800 square feet of comfortable living space, thoughtfully designed for relaxation and making lasting memories. Featuring 1 spacious bedroom plus a cozy loft for additional sleeping, this home easily accommodates family and guests alike. Step inside to find a bright kitchen, inviting living room, and a sunroom that's perfect for morning coffee or winding down after a day at the lake. Outside, enjoy your private porch complete with a fun tiki hut-ideal for entertaining or simply soaking in the summer vibes. A golf cart is included, and the 2026 season has already been paid in full, making this an effortless, move-in-ready getaway. Indianfield Co-Op is known for its welcoming, family-friendly atmosphere and endless amenities. Spend your days enjoying the playground, game room, or relaxing by the water. Gather with neighbors at the large pavilion for live music nights and bingo, or join in on community BBQs and clubhouse game nights. On weekends, grab a bite from Lois' Snack Shack, a local favorite within the community. There's even an on-site laundry room for added convenience. For those who enjoy staying active, the community offers free bike rentals for the young ones to safely ride around the grounds, along with bocce and shuffleboard courts for friendly competition. Whether you're looking for a lively social scene or peaceful evening Association has a fishing dock, boat dock and jet ski dock. Off season has free boat storage area for owner's boats. Unit comes with 2 kayaks. You can rent a kayak storage rack near the lake.
| Type | Level |
|---|---|
| Kitchen | Main |
| Living Room | Main |
| Loft | Upper |
| Primary Bedroom | Main |
| Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $59,920 | $59,920 | $59,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $4,016 | $4,016 | $4,016 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $369 | $378 | $498 |
| Total Monthly Payment | $4,460 | $4,469 | $4,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.