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UNMATCHED. PRIVATE. HARBOUR ISLAND WATERFRONT HOME -MOVE-IN READY.
There is no address in Tampa Bay quite like this one. Situated within the exclusive 24-hour live-guard-gated enclave of Harbour Island — ranked #4 on Niche's 2025 Best Places to Live in America — this fully furnished waterfront estate delivers a level of privacy, luxury, and location that simply cannot be replicated anywhere else in the city. THE HOME: This stunning 5-bedroom, 4-bathroom residence spans over 3, 600 square feet of thoughtfully designed living space with zero carpet anywhere — only premium hard-surface flooring throughout. The expansive open-concept floor plan unites a chef-worthy kitchen and generous living and dining areas in one seamless, light-filled space perfectly suited for entertaining at any scale. The primary suite upstairs is a sanctuary unto itself, complete with a private office and a dedicated upstairs laundry room — keeping your daily routine streamlined and your living spaces immaculate. The oversized two-car garage provides secure, private parking and additional storage. THE OUTDOOR EXPERIENCE: Outside, the property shifts into another gear entirely. A resort-style private pool anchors the outdoor living space, surrounded by generous entertaining areas framed by some of the most spectacular west-facing sunset views in all of Tampa Bay. Direct waterfront access opens up the Garrison Channel, Hillsborough Bay, and Tampa Bay beyond — and included with your lease are a 21-foot pontoon boat and a Yamaha Wave Runner, ready to use from day one. There is no other long-term rental in this market that offers anything close to this package. SECURITY & PRIVACY: Harbour Island features 24-hour manned security gates offering a true sense of security and privacy. This is not a call box and a camera — live, on-site guards control access at the gate around the clock and conduct active patrols throughout the community. Your home, your family, and your peace of mind are protected day and night. For those who value discretion above all else, there is no more secure residential address in Tampa. THE NEIGHBOURHOOD: Life Time — a 36, 000-square-foot world-class athletic complex — sits at the heart of the island, featuring outdoor tennis and pickleball courts, a resort-style pool, a large indoor gym, and four boutique studios, all within comfortable walking distance of your front door. A beautifully maintained children's park and scenic waterfront walking paths round out the community amenities, making this an ideal setting for families. Harbour Island is also walkable to Tampa's Riverwalk, Water Street, Benchmark International Arena, and the Channel District, putting the best of downtown Tampa within easy reach without ever leaving the island lifestyle behind. Jackson's Bistro, a local favorite since 1997, is steps away, and Sparkman Wharf brings food, music, and outdoor energy just across the bridge. TOP-RATED SCHOOLS: Harbour Island is served by one of the most prestigious public school pathways in all of Tampa — Gorrie Elementary, Wilson Middle School, and Plant High School, with Gorrie holding a perfect 10/10 Great Schools rating and Plant High consistently ranked the #1 high school in Hillsborough County. This school district alone commands a significant premium — and your new home is already in it.
LEASE TERMS: 12-month lease, Fully furnished. Available: July 1 2026. Qualified applicants only. Proof of income required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$16,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $13,200 | $13,200 | $13,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $81 | $83 | $110 |
| Total Monthly Payment | $156 | $158 | $185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.