Tampa, FL, 33602 | $16,500

UNMATCHED. PRIVATE. HARBOUR ISLAND WATERFRONT HOME -MOVE-IN READY.

There is no address in Tampa Bay quite like this one. Situated within the exclusive 24-hour live-guard-gated enclave of Harbour Island — ranked #4 on Niche's 2025 Best Places to Live in America — this fully furnished waterfront estate delivers a level of privacy, luxury, and location that simply cannot be replicated anywhere else in the city. THE HOME: This stunning 5-bedroom, 4-bathroom residence spans over 3, 600 square feet of thoughtfully designed living space with zero carpet anywhere — only premium hard-surface flooring throughout. The expansive open-concept floor plan unites a chef-worthy kitchen and generous living and dining areas in one seamless, light-filled space perfectly suited for entertaining at any scale. The primary suite upstairs is a sanctuary unto itself, complete with a private office and a dedicated upstairs laundry room — keeping your daily routine streamlined and your living spaces immaculate. The oversized two-car garage provides secure, private parking and additional storage. THE OUTDOOR EXPERIENCE: Outside, the property shifts into another gear entirely. A resort-style private pool anchors the outdoor living space, surrounded by generous entertaining areas framed by some of the most spectacular west-facing sunset views in all of Tampa Bay. Direct waterfront access opens up the Garrison Channel, Hillsborough Bay, and Tampa Bay beyond — and included with your lease are a 21-foot pontoon boat and a Yamaha Wave Runner, ready to use from day one. There is no other long-term rental in this market that offers anything close to this package. SECURITY & PRIVACY: Harbour Island features 24-hour manned security gates offering a true sense of security and privacy. This is not a call box and a camera — live, on-site guards control access at the gate around the clock and conduct active patrols throughout the community. Your home, your family, and your peace of mind are protected day and night. For those who value discretion above all else, there is no more secure residential address in Tampa. THE NEIGHBOURHOOD: Life Time — a 36, 000-square-foot world-class athletic complex — sits at the heart of the island, featuring outdoor tennis and pickleball courts, a resort-style pool, a large indoor gym, and four boutique studios, all within comfortable walking distance of your front door. A beautifully maintained children's park and scenic waterfront walking paths round out the community amenities, making this an ideal setting for families. Harbour Island is also walkable to Tampa's Riverwalk, Water Street, Benchmark International Arena, and the Channel District, putting the best of downtown Tampa within easy reach without ever leaving the island lifestyle behind. Jackson's Bistro, a local favorite since 1997, is steps away, and Sparkman Wharf brings food, music, and outdoor energy just across the bridge. TOP-RATED SCHOOLS: Harbour Island is served by one of the most prestigious public school pathways in all of Tampa — Gorrie Elementary, Wilson Middle School, and Plant High School, with Gorrie holding a perfect 10/10 Great Schools rating and Plant High consistently ranked the #1 high school in Hillsborough County. This school district alone commands a significant premium — and your new home is already in it.
LEASE TERMS: 12-month lease, Fully furnished. Available: July 1 2026. Qualified applicants only. Proof of income required.

Features

  • Type: Single Family Residence
  • Rooms: 5
  • Bedrooms: 6
  • Baths: 4 full
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,670
  • Acreage: 0.09
  • Lot Desc: City Lot, Near Marina
  • View: City, Pool, Water
  • Water Front: Yes
  • Elem. School: Gorrie-HB
  • Middle School: Wilson-HB
  • High School: Plant-HB
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • Lease Terms: 12 Months
  • MLS#: TB8507111
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8507111/_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 2:46:57 AM)
Listing courtesy of US Real Estate Investor Svc   Phone: 813-735-7650

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Tampa, FL, 33602

$16,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $13,200 $13,200 $13,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $81 $83 $110
Total Monthly Payment $156 $158 $185

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.