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Presented by
Vogel Team |
Nestled on 7. 5 picturesque acres in Higganum, 29 Spencer Road is a truly exceptional country property that seamlessly blends historic character with refined rural beauty. Rich in local heritage, the home reflects the timeless craftsmanship and architectural significance that define many of the area's historic residences, offering a rare connection to Higganum's past while providing the comforts of a thoughtfully maintained estate. The property features two versatile barns, expansive open grounds, and the private Ruby Belle Vineyard, creating a serene vineyard setting ideal for entertaining or quiet country living. Enhancing its extraordinary appeal are the award-winning gardens, carefully cultivated to deliver striking color and beauty throughout the seasons, making this remarkable estate a one-of-a-kind retreat in the heart of the Connecticut River Valley.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.7 x 13.1 | Upper | |
| Bedroom 2 | Upper | ||
| Dining Room | Bay/Bow Window,Softwood Floor | 9.5 x 12.1 | Main |
| Living Room | Fireplace,Softwood Floor | 13.1 x 21.1 | Main |
| Office | 5.5 x 7.1 | Main | |
| Office | 9.6 x 8.7 | Main | |
| Primary Bedroom | Cathedral Ceiling,Beams,Built-Ins,Softwood Floor | 16.5 x 20.4 | Upper |
| Study | Main |
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$899,000
Sales Associates
William Raveis Real Estate
Phone: 860.614.0666
Lori.Vogel@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,370 | $6,069 |
| Total Monthly Payment | $4,815 | $5,101 | $6,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.