Welcome to 189 Lawn Terrace, a beautifully updated, light-filled split-level home nestled in the coveted Harbor Lawn Estates neighborhood within the Rye Neck School District—where lifestyle, layout, and location come together seamlessly. Step inside and you’re immediately struck by the home’s effortless flow and abundance of natural light. French doors open to a sprawling living room anchored by a cozy fireplace and custom built-ins, perfect for both relaxed evenings and elevated entertaining. The adjoining dining room connects seamlessly to a generously sized eat-in kitchen, thoughtfully designed with stainless steel appliances, elegant Cambria quartz countertops, and ample space for gathering. From the kitchen, step out to a raised stone patio overlooking the backyard, an ideal setting for morning coffee, al fresco dining, or summer entertaining. The home features three spacious bedrooms and three full bathrooms, offering flexibility and comfort for today’s lifestyle. A dedicated home office or den with direct access to the backyard provides the perfect work-from-home retreat or guest space. The lower level offers a large basement with endless potential whether for recreation, fitness, or additional storage. Set on a quiet street in Harbor Lawn Estates, residents enjoy exclusive access to a private neighborhood park and beach, along with boating, kayaking, and paddle boarding (with boat/kayak/board storage). A true hidden gem along the Sound Shore with just a short walk to the train, restaurants, and local shops, making everyday living incredibly convenient; there is even a walking path next to house that shortens distance to town, the harbor, and the train.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,941 | $1,941 | $1,941 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,819 | $6,314 | $8,699 |
| Total Monthly Payment | $7,885 | $8,380 | $10,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.