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Discover this versatile family home on Marco Island -- a unique multi-generational property that lives like two homes in one. Perfect for extended families, guests, remote work, hobbyists, or buyers seeking flexible living space, this spacious residence offers privacy, functionality, and peaceful, tropical surroundings with a lake view. The main upper-level features a desirable split-bedroom floor plan with 3 bedrooms and 2 baths, designed for comfortable everyday living. Light-filled interiors showcase neutral tones, solid oak hardwood doors, and a spacious kitchen with granite countertops and a flat-surface GE cooktop. One of the standout features is the enormous 50-foot enclosed rear porch, creating expansive additional living space with tranquil lake and nature views. Downstairs offers outstanding flexibility with its own private entrance, two guest bedrooms, full bath, kitchenette, and separate laundry facilities -- ideal for in-laws, adult children, visiting guests, or a home office setup. The lower level and enclosed porch are not included in the listed air-conditioned square footage, making the home feel significantly larger than public records indicate. Outdoor living is enhanced by the 50ft long screened lower porch overlooking a small lake framed by rustling palms, mature oaks, and lush tropical landscaping. The serene natural setting creates a private retreat where you can unwind and enjoy the quiet beauty of Marco Island living. Practical buyers will appreciate the oversized 2 1/2-car garage complete with workbench, cabinetry, and abundant storage space -- perfect for hobbyists, contractors, tradespeople, or anyone needing room for tools, recreational gear, or workshop space. The extra-large driveway easily accommodates trailers, large vehicles, or additional parking. Property highlights include: An ELEVATOR for those that can't navigate stairs - Roof replaced in 2018 - Separate entrances for each level - Two laundry areas - Large workshop-style garage - Quiet lakefront setting - Spacious screened outdoor living area. Whether you are searching for a multi-generational home, guest-friendly layout, work-from-home flexibility, or simply a peaceful Florida retreat with room to spread out, this property delivers exceptional value and lifestyle potential. Ready for you to make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,374 | $3,460 | $4,551 |
| Total Monthly Payment | $3,724 | $3,810 | $4,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.