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It's almost like getting paid to live here! Seller offering $15, 000 in buyer flex incentives with acceptable offer. Closing costs, rate buy down. Even price reduction if you want to use it that way. Plus the house is already listed $40, 000 below most recent appraisal, which means you might close with equity built in. More space where you need it. More separation where you want it. Main-level living with a private, separate flex space on a pond lot in Carnes Crossroads. This Pulte-built Poplar plan feels different from the moment you walk in. The downstairs is built around one large connected living space, but the rooms that need privacy actually have it. The office at the front of the house sits behind French doors with abundant natural light and enough separation from the main living areas to function as a true workspace--not just a desk in a hallway people constantly pass through. The kitchen, dining, and living areas flow together across the entire rear of the house. Light stone counters, KitchenAid appliances, gas cooking, oversized island, walk-in pantry, and an entire wall of glass-front cabinetry give the kitchen a more custom feel than typical builder-grade spaces. The family room is generous without feeling cavernous, centered around a gas fireplace and views toward the screened porch, backyard, pond, and trails beyond. And the backyard itself is one of the real strengths here. There's space behind this home. Real breathing room. The pond sits well beyond the rear fence line with a broad common area and walking trail in between, creating openness and privacy that many neighborhood lots simply don't have. The screened porch--with gauzy sheers that stir in the breeze and a ceiling fan overhead--feels more like an outdoor room than an afterthought, and the detached garage placement helps create a semi-private outdoor living area between the house and garage. The primary suite is downstairs and intentionally private. The bath, however, delivers: soaking tub, large walk-in shower, separate water closet, dual vanities, and strong natural light. Upstairs shifts into a more relaxed mode. The oversized loft works well as a second living area, media room, gaming space, workout area, or simply a place to spread out a bit. One upstairs bedroom has its own ensuite bath and separation from the other secondary bedrooms, while the rear bedrooms enjoy pond views and surprisingly good privacy from the common areas. There is also an additional enclosed flex room upstairs--currently used as a large storage/closet space, but equally suited for office, hobbies, nursery, gaming, or quiet retreat space. The separate flex suite over the detached garage serves as the home's fifth bedroom and fourth full bath. It occupies the entire second floor of the garage and includes abundant natural light, full bath, closet space, and enough physical separation from the main home to function beautifully for guests, office use, hobbies, or simply a little breathing room from the rest of the household. The house itself reflects what Carnes Crossroads does particularly well. Among the area's larger master-planned communities, Carnes tends to feel greener, calmer, and more connected to daily life. Trails, greenspaces, parks, porches, pools, schools, shops, and gathering spaces are woven throughout the neighborhood in a way that encourages people outside and slows the pace just a bit. This is a house built less around formality and more around the way people actually live.
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Our Executive Mortgage Banker:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,251 | $3,334 | $4,385 |
| Total Monthly Payment | $3,343 | $3,426 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.