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One or more photo(s) has been virtually staged. Updated and reimagined -Invest with confidence in this well-maintained one-bedroom condo, located in the highly sought-after Harbour Club C—a community known for its well-constructed building exceptional financial stability and good management and reasonable HOA fees and building FLOOD INSURANCE is INCLUDED in your HOA . NO STORM DAMAGE as this unit has new hurricane-impact windows (2023) and newer A/C offering peace of mind to buyers. The unit offers expansive water views of the Intracoastal and Clearwater Bay and enjoy the open plan living and dining areas that are filled with natural light. The spacious bedroom includes a walk-in closet and an ensuite bathroom with an oversized vanity and walk-in shower. There is also a separate den/office/Florida room that can be used for guests, work, or extra living space. The interior has a functional open plan layout and is very well maintained, though some updates may be desired to match your style and taste. There are plenty of closets for storage , an electric fireplace for ambiance, and a second full guest bathroom with a tub. The kitchen includes ample cabinets, a pantry, and generous counter space. Community amenities include a heated pool, fishing dock, BBQ area, and shuffleboard courts and place to launch your Kayak. The property is within walking distance to beaches, shops, and restaurants. A recent increase in availability reflects several owners choosing to sell around the same time—not any building or HOA concerns—creating a rare opportunity to purchase in this tightly held waterfront community. Recent building upgrades further enhance its appeal and stability. Whether you're looking for a primary home, vacation spot, or investment, this condo offers great value, beautiful views, and the confidence of owning in a financially secure. Recent 2023–2024 building upgrades, including anew roof, fresh exterior paint, and updated, reflect the board’s commitment to long-term upkeep—all with FULLY FUNDED, reasonable HOA fees. The Milestone Inspection and Reserve Study has been completed, giving added peace of mind to owners and investors alike. Contact your realtor or schedule a private showing today. Florida living doesn’t get smarter—or more scenic—than this.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,198 | $1,248 | $1,633 |
| Total Monthly Payment | $1,442 | $1,492 | $1,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.