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Welcome to this expanded Hi Ranch located in Smithtown Schools! This 4 bedroom home is a great fit for the extended family. Updated Eat in Kitchen w/ newer refrigerator, gas cook top, dishwasher(1 year old) wall oven. Plenty of cabinetry storage in this well designed kitchen. Spacious formal living room and dining room for all your entertaining. Along with this living space is a bright family room complete with gas stove for added comfort for those chilly days and nights. Primary bedroom, 2 additional bedrooms and updated hall full bath, round out the main floor of this wonderful home. First level of home boasts additional living space consisting of Home Office, Bedroom, Family room, Updated full bath, Sliders to rear patio. House generator hookup. New state of the art oil burner (Dec 2025), New vinyl siding (2022), Upgraded electric(2020), Roof(2013), Updated windows, Washer(1 year old). Enjoy all that the TOWNSHIP OF SMITHTOWN has to offer, beaches, parks, golf courses, boating, . . . . . This home is close to schools, parks, shopping, restaurants, train stations and major roads.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,248 | $1,248 | $1,248 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,036 | $5,308 |
| Total Monthly Payment | $5,276 | $5,376 | $6,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.