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Welcome to this beautiful lakefront home in the sought-after Sandy Creek Community, perfectly positioned on a quiet cul-de-sac road with no through traffic. Nestled in a well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers 2, 202 square feet of thoughtfully designed living space with stunning long lake views from multiple rooms throughout the home. The desirable split floor plan provides added privacy for the expansive owner’s bedroom, featuring a large walk-in closet and a spacious ensuite bath complete with a garden tub and separate shower. Enjoy peaceful water views from the living room, primary bedroom, and rear guest bedroom. Designed for both everyday living and entertaining, the home offers a large eat-in kitchen, formal dining room, and a versatile 12x12 flex space ideal for a home office, sitting room, or den. The inviting living area features an electric fireplace that can provide cozy ambiance or supplemental heat, while recently upgraded high-end rear sliding glass doors open to a large covered patio overlooking unobstructed lake views — the perfect setting for morning coffee or evening relaxation. Despite low HOA fees and no CDD fee, Residents of Sandy Creek enjoy outstanding community amenities including a dog park, playground, picnic area, and scenic walking trails. The owner has recently obtained a 4-point inspection with favorable results for home insurance including adequate roof life. Conveniently located near I-95 and SR 210 for an easy commute, this home is also just minutes from shopping, dining, and everyday conveniences including Lowe's, BJ's Wholesale Club, and Publix. Zoned for highly rated St. Johns County School District schools, this exceptional property offers the perfect blend of comfort, convenience, and waterfront living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$421,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,800 | $336,800 | $336,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $241 | $241 | $241 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,074 | $2,157 | $2,819 |
| Total Monthly Payment | $2,390 | $2,473 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.