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Welcome to Unit 202 at Starlight Tower, a rare opportunity to own a deluxe one bedroom beachfront residence that is larger than the standard one bedroom units at 7000 Beach Plaza in the heart of St. Pete Beach. Perfectly positioned on the second floor overlooking the pool and the Gulf of Mexico, this spacious unit offers the kind of coastal setting buyers dream about. Wake up to beach views, watch the sunset from nearly anywhere inside the unit, and enjoy direct sightlines to the sparkling pool, sandy beach and shoreline just beyond. Unlike the smaller standard one bedroom layouts in the building, this deluxe floor plan offers a more generous living and dining area, a comfortable bedroom, added hallway separation, excellent walk-in closet space and work-from home desk, and a useful utility and storage area. The oversized enclosed beachfront balcony expands the living space (public record show 840 sf not including the enclosed 28x7 balcony) and creates a bright, relaxing retreat with panoramic ocean views, Gulf breezes, pool activity, palm trees, and beachfront scenery year round. This building has an elevator to get to the unit, as you enter the kitchen provides a practical layout with full size appliances, generous cabinet storage, and a pass-through style connection to the dining and living areas. It offers a comfortable setup for everyday use while leaving plenty of opportunity for a future owner to update the space and make it their own. From the kitchen, dining area, living room, and enclosed balcony, the Gulf views remain the focal point, giving the entire residence a true beachfront feel. Starlight Tower places you just steps from the sand, making it easy to enjoy morning walks, beach days, and unforgettable Gulf sunsets without ever having to leave the property. St. Pete Beach was named the number one beach in the United States by Tripadvisor in 2021, adding even more appeal to this already sought after location. From inside the unit, the beachfront balcony, the pool deck, and the community grounds, you can enjoy the beauty of the Gulf and the convenience of direct beachside living. In a community where garage parking is rarely available, this residence stands out with a garage included in the sale. Paired with its larger deluxe layout, second floor pool and Gulf views, oversized enclosed balcony, and unbeatable steps to the beach location, this residence offers a truly special opportunity to own a beachfront retreat in the heart of St. Pete Beach.
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RVP, Mortgage Banker
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $596 | $596 | $596 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,114 | $2,351 | $3,049 |
| Total Monthly Payment | $2,785 | $3,022 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.