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Spacious Splanch with Legal Accessory Apartment in Prime North Shore Location! Welcome to this expansive 6-bedroom, 3 full bath Splanch-style home located in the heart of Port Jefferson Station on Long Island’s desirable North Shore. Offering approximately 2, 500 square feet of living space on a . 23-acre lot, this property is perfect for extended living or income potential. The home features a large welcoming foyer, a bright living room with cathedral ceilings and a gas fireplace, and a formal dining room ideal for entertaining. A versatile layout includes a den, a first-floor bedroom, and two kitchens—one newly updated—providing flexibility for multi-generational living. A legal 2-bedroom accessory apartment offers excellent rental income potential or private guest accommodations. Additional highlights include recessed lighting throughout, driveway parking for 4+ cars, and a backyard with an in-ground saltwater pool. (Deck requires replacement—bring your vision!) Conveniently located near the Port Jefferson Ferry Terminal, offering easy access to Connecticut, and a little over an hour from NYC—perfect for commuters. Home needs some updating and is being sold as-is, making it a fantastic opportunity to customize and create your dream home or investment property. Priced for a quick sale—don’t miss this opportunity!
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Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,321 | $1,321 | $1,321 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,828 | $3,988 | $5,219 |
| Total Monthly Payment | $5,241 | $5,401 | $6,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.