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Welcome to 1100 Francis Marion Circle, a quintessential ''Southern Belle'' nestled on a 0. 50-acre corner lot at the entrance of the desirable Stony Landing neighborhood. Built in 1990, this solidly constructed home blends timeless charm with a spacious, forward-thinking layout that remains impressively functional for modern living. The home's presence is defined by a true Southern-style full front porch, featuring brick-decking laid in a classic pattern. Accented by vibrant blue shutters and a matching front door the porch beckons you to sit back in a rocking chair and stay a while. The side-entry garage preserves the home's clean architectural lines, ensuring the focus remains on its inviting facade. This home has been well maintained with mechanical and structural upgrades that provide long-term peace of mind. Windows have been replaced by Window World, offering superior energy efficiency and a Lifetime Limited Warranty that is transferable to the new owners for a nominal fee. Additionally, the plumbing system features PEX waterlines throughout, a critical upgrade that eliminates the insurance concerns often associated with homes from this era. Upon entering, you are greeted by a formal foyer that opens into a magnificent Great Room. This space is a true showstopper, featuring soaring two-story ceilings that create an airy, expansive feel; a dramatic brick-surrounded fireplace with a custom mantle and hearth. Overlooking the living area is a well-framed architectural catwalk, complete with floor-to-ceiling built-in oak bookshelves-a dream for any collector or home librarian. The kitchen was designed well ahead of its time, featuring a center island with a cooktop, a wall oven, and a dedicated built-in workspace. It is perfectly functional as-is or serves as a fantastic canvas for a modern update. Just off the kitchen, enjoy your morning coffee on the screened porch or the large back deck. The first-floor primary suite is a generously sized retreat with direct access to the back deck and a uniquely large ensuite featuring separate vanity sinks and a spacious walk-in closet. Two separate staircases offer excellent flow and privacy for the rest of the household. The second level includes a large bedroom with its own private ensuite, a third spacious bedroom with easy access to a large hall bath, and a massive fourth bedroom, the finished room over the garage (FROG)--which features two spacious closets just outside the room. This room can also function as a media room, playroom, makerspace or home gym. Storage is abundant throughout, as both upstairs bathrooms provide access to large walk-in attics. Plenty of additional closets throughout. Outside, the large back deck overlooks a fenced-in area perfect for pets. Located just minutes from the scenic Old Santee Canal Park, this home offers the perfect blend of quiet suburban living and outdoor adventure. This is more than just a house; it's a solid, spacious canvas waiting for your personal touch.
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Our Executive Mortgage Banker:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,894 | $3,784 |
| Total Monthly Payment | $2,875 | $2,986 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.