4256 RUDDER WAY, New Port Richey, FL, 34652 | $299,900

Location! Location! Location! Welcome home to this immaculate, beautifully remodeled home located in the highly coveted waterfront community of Gulf Harbors. Perfectly situated on a peaceful conservation lot, this property offers serene nature views, added privacy, and no rear neighbors. From the moment you walk into this move-in ready cottage, you will be wowed! A magical view of greenery and nature awaits; no rear neighbors except the eagles nest! This light and bright 1310 sq. ft. , 2-bedroom, 2-bath, 1 car garage home features an inviting open-concept layout with a spacious living and dining area that flows seamlessly into the kitchen and breakfast nook. The updated kitchen showcases white craftsman-style cabinetry, granite countertops, a convenient eat-in bar, all new appliances and stylish stone-look tile flooring that enhances the home’s coastal charm. Over $115, 000 in upgrades and improvements have been completed since 2020, including an additional $57, 000 renovation in 2025. Recent updates also include upgrading a flat roof to a new slanted roof over the kitchen, upgraded electrical panel, water heater, interior and exterior paint, new fencing, refreshed screens on the oversized screened porch, and beautiful brick paver walkways with an expansive 700 sq. ft. patio—perfect for outdoor entertaining or relaxing while enjoying the tranquil conservation views. Gulf Harbors offers an incredible Florida lifestyle with optional access to two private boat ramps, a private beach club, and an active civic association. Membership to the private, gated, residents ONLY Gulf Harbors Beach Club is optional for just $200 a year which includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! The neighborhood is golf-cart friendly and conveniently located just minutes from historic downtown New Port Richey, where you’ll enjoy waterfront dining, local shops, breweries, entertainment, Sims Park, pickleball courts, fitness centers, and more. Experience resort-style living year-round in this move-in-ready coastal retreat. Come see your next home today!

Features

  • Amenities: Clubhouse, Optional Additional Fees, Park
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1974
  • Garage: 1-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,310
  • Acreage: 0.15
  • Est. Taxes: $4,262
  • HOA Fee: $125 Annually
  • Lot Desc: Flood Insurance Required, FloodZone
  • View: Trees/Woods
  • Elem. School: Mittye P. Locke-PO
  • Middle School: Gulf Middle-PO
  • High School: Gulf High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7885532
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/W7885532/4256rudderway_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 10:02:10 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4256 RUDDER WAY, New Port Richey, FL, 34652

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $355 $355 $355
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,438 $1,497 $1,992
Total Monthly Payment $1,868 $1,927 $2,422

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.