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Location! Location! Location! Welcome home to this immaculate, beautifully remodeled home located in the highly coveted waterfront community of Gulf Harbors. Perfectly situated on a peaceful conservation lot, this property offers serene nature views, added privacy, and no rear neighbors. From the moment you walk into this move-in ready cottage, you will be wowed! A magical view of greenery and nature awaits; no rear neighbors except the eagles nest! This light and bright 1310 sq. ft. , 2-bedroom, 2-bath, 1 car garage home features an inviting open-concept layout with a spacious living and dining area that flows seamlessly into the kitchen and breakfast nook. The updated kitchen showcases white craftsman-style cabinetry, granite countertops, a convenient eat-in bar, all new appliances and stylish stone-look tile flooring that enhances the home’s coastal charm. Over $115, 000 in upgrades and improvements have been completed since 2020, including an additional $57, 000 renovation in 2025. Recent updates also include upgrading a flat roof to a new slanted roof over the kitchen, upgraded electrical panel, water heater, interior and exterior paint, new fencing, refreshed screens on the oversized screened porch, and beautiful brick paver walkways with an expansive 700 sq. ft. patio—perfect for outdoor entertaining or relaxing while enjoying the tranquil conservation views. Gulf Harbors offers an incredible Florida lifestyle with optional access to two private boat ramps, a private beach club, and an active civic association. Membership to the private, gated, residents ONLY Gulf Harbors Beach Club is optional for just $200 a year which includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! The neighborhood is golf-cart friendly and conveniently located just minutes from historic downtown New Port Richey, where you’ll enjoy waterfront dining, local shops, breweries, entertainment, Sims Park, pickleball courts, fitness centers, and more. Experience resort-style living year-round in this move-in-ready coastal retreat. Come see your next home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,438 | $1,497 | $1,992 |
| Total Monthly Payment | $1,868 | $1,927 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.