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Tucked away on a charming and tranquil cul-de-sac in the coveted Crosscreek community of James Island, 27 Westside Drive is a beautifully updated Cape Cod-style home offering the perfect blend of coastal charm and modern comfort. Framed by mature trees draped in Spanish moss and ideally located just minutes from historic downtown Charleston and the beaches of Folly, this 4-bedroom, 3-bath residence captures the essence of Lowcountry living. Inside, vaulted ceilings with exposed wooden beams create a dramatic focal point in the living room, where a whitewashed brick wood-burning fireplace and solid wood panel wainscoting add warmth and character. Natural light pours through recently updated windows, while custom Bahamas shutters accent the upper windows with classic Charleston style. . . The renovated kitchen features new appliances, updated finishes, and flows effortlessly into both the breakfast area and separate dining room, currently styled as an inviting bar and lounge space perfect for entertaining. Offering exceptional flexibility, the home features two primary suites -- one conveniently located on the main floor and another upstairs -- along with two additional guest bedrooms that share a fully renovated hall bath. All three bathrooms have been beautifully redesigned with ceramic tile, updated lighting, and modern finishes. Two separate office spaces provide ideal work-from-home versatility. Step outside to enjoy the private backyard oasis complete with mature landscaping, a newly installed Trex deck, and a tabby concrete patio designed for relaxing evenings and outdoor gatherings. The detached garage is connected by a charming covered walkway, adding both functionality and curb appeal. Perfectly positioned just 5 minutes from historic downtown Charleston, 15 minutes from the crashing waves of Folly Beach, and moments from James Island County Park, this move-in-ready home offers the best of Lowcountry living in one of James Island's most convenient locations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,093 | $5,351 |
| Total Monthly Payment | $4,028 | $4,185 | $5,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.