610 N CHAPEL STREET, Bunnell, FL, 32110 | $249,000

Step into the charm and character of this rare Tudor-style FIXER-UPPER nestled in a quiet neighborhood in Bunnell, Florida — an area actively working to expand its historic district and preserve the timeless appeal that makes homes like this so special. Built in the 1970s, this 4-bedroom, 3. 5-bath home offers incredible potential for investors, renovation enthusiasts, or buyers looking to restore a truly unique property with unforgettable architectural details.

Situated on a huge oversized lot in a quiet, highly desirable section of Bunnell, this home features timeless architectural charm with custom brick accents, a beautiful custom-built brick fireplace, and an abundance of screened-in porch and balcony space perfect for enjoying Florida living. The spacious layout includes a private mother-in-law suite with its own entrance and bathroom, ideal for multi-generational living, guests, or additional rental income potential.

The custom brick surround kitchen features a built-in oven and cooktop, handmade cherrywood cabinets, and granite countertops, providing an excellent starting point for renovations while maintaining the home’s unique character. Major updates include front windows less than 10 years old, roof approximately 10 years old, and downstairs AC replaced in 2023. Additional features include extensive attic storage and a huge newer metal storage building for tools, equipment, or workshop space.

Conveniently located just 20 minutes to the beach, 30 minutes to St. Augustine, 30 minutes to Daytona Beach, and a little over an hour to Orlando and the theme parks.

Property a true fixer upper is being sold AS-IS and CASH ONLY, will require updating and repairs, but the location, lot size, layout, and unique character create an incredible opportunity for the right buyer to build equity and bring this hidden gem back to life. Call agent today to see it!

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Style: Tudor
  • Year Built: 1977
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,700
  • Acreage: 0.42
  • Est. Taxes: $5,937
  • Lot Desc: City Lot, Oversized Lot
  • Appliances: Built-In Oven, Cooktop, Refrigerator
  • MLS#: FC318432
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/FC318432/610nchapelstreet_bunnell_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 4:36:00 PM)
Listing courtesy of STILES REAL ESTATE CO.   Phone: 386-320-5530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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610 N CHAPEL STREET, Bunnell, FL, 32110

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $495 $495 $495
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,227 $1,292 $1,668
Total Monthly Payment $1,797 $1,862 $2,238

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.