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Welcome to 10 James Street in East Rockaway — a beautifully renovated FEMA-compliant raised waterfront home offering the ultimate South Shore lifestyle. Set on one of the largest lots within this exclusive three-block waterfront enclave, this updated 2-bedroom, 1-full-bath home combines modern improvements, exceptional boating access, and outdoor living at its finest. Situated on a deep-water canal with direct access to the bay and ocean beaches, this property is a true boater’s paradise featuring floating docks with accommodations for up to 3 boat slips, just minutes from the gas dock and bait/tackle station. Fully renovated and updated, improvements include the roof, insulation, plumbing, electric, and heating systems, providing peace of mind and move-in-ready convenience. The raised FEMA-compliant design offers tremendous storage space below, along with a 2-car garage and additional off-street driveway parking for up to 3 vehicles. Enjoy breathtaking water views from the beautiful second-story deck, or entertain in the expansive backyard with plenty of room to relax and enjoy waterfront living. Ideally located within walking distance to waterfront restaurants, parks, golf course, dog park, and boat ramp. Just minutes to Bay Park, the LIRR, shopping, and some of Nassau County’s best beaches. If waterfront living and the boating lifestyle are on your checklist, 10 James Street checks every box. *Boat lift pictured in photos is not included in sale of home; but lease arrangements can be made.
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Our Executive Mortgage Banker:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $875 | $875 | $875 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,783 | $4,882 |
| Total Monthly Payment | $4,558 | $4,750 | $5,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.