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Exceptional lakefront residence located in the desirable Montego Bay section of Boca Pointe. This inviting 3-bedroom, 2-bathroom home offers an enclosed lanai with serene water views, freshly painted interior, newer A/C, newer hot water heater, newer refrigerator, accordion hurricane shutters, fitted closets, built-in shelving, recessed lighting, and no carpet. Bright and spacious living areas flow seamlessly for comfortable everyday living and entertaining. Complete with interior laundry room, 1-car attached garage, and extended driveway. Maintenance fee includes cable, internet, alarm monitoring, exterior insurance, roof maintenance, exterior painting, irrigation, manned guard gate, security patrol, and community pool. Ideally located near shopping, dining, golf, and beaches! Welcome to one of the most desirable lakefront opportunities in the highly sought-after Montego Bay section of Boca Pointe in beautiful Boca Raton. This meticulously maintained 3 bedroom, 2 bathroom residence combines comfort, style, functionality, and exceptional value within a prestigious gated community known for its prime location, lush landscaping, and resort-style living. From the moment you arrive, you will appreciate the extended driveway, attached 1-car garage, and attractive curb appeal that set the tone for everything this home has to offer. Step inside to discover a bright and inviting open layout featuring freshly painted interiors, abundant natural light, and beautiful flooring throughout with absolutely no carpet. The spacious living and dining areas are designed for both comfortable everyday living and effortless entertaining. Large sliding glass doors seamlessly connect the interior living spaces to the enclosed lanai, creating the perfect indoor-outdoor lifestyle that South Florida buyers are searching for. The enclosed lanai serves as a true extension of the home and offers breathtaking panoramic lake views that create a peaceful and private setting. Enjoy morning coffee, evening sunsets, or year-round relaxation while overlooking the tranquil water views and tropical surroundings. Whether entertaining guests or simply unwinding after a long day, this serene outdoor space provides the ideal backdrop for Florida living. The kitchen offers ample cabinetry, generous counter space, and a functional layout that opens directly to the main living areas, allowing for easy interaction while cooking or hosting family and friends. The spacious primary suite is designed for comfort and privacy and features fitted closets that maximize organization and storage. The en-suite bathroom provides convenience and functionality while maintaining a clean and timeless design. Both guest bedrooms offer flexibility for visiting family, a home office, hobby room, or fitness space. The second bedroom has been enhanced with new recessed lighting, creating a modern and updated ambiance. Additional built-in shelving throughout the home provides excellent storage solutions while adding charm and character to the interior spaces. This property has been thoughtfully updated and maintained with several important improvements that provide peace of mind for future homeowners. Features include a newer air conditioning system, newer hot water heater, accordion hurricane shutters, and durable flooring throughout without any carpet. These valuable upgrades help enhance comfort, efficiency, and storm protection while minimizing future maintenance concerns. Living in Montego Bay at Boca Pointe offers residents access to an exceptional lifestyle within one of Boca Raton's premier gated communities. The maintenance fee includes cable, high-speed internet, alarm monitoring, exterior insurance, exterior painting, roof maintenance, irrigation system maintenance, manned guard gate security, roving security patrol, and access to the community pool. This comprehensive maintenance package delivers incredible value while allowing residents to enjoy a low-maintenance lifestyle in a beautifully maintained neighborhood. Boca Pointe is ideally located near world-class shopping, fine dining, championship golf courses, entertainment, parks, and some of South Florida's most beautiful beaches. Residents enjoy convenient access to major highways, top-rated medical facilities, and all the conveniences that make Boca Raton one of the most desirable places to live in Florida. Optional country club memberships available, providing opportunities for golf, tennis, fitness, dining, and social activities without mandatory membership requirements. This lakefront home presents an outstanding opportunity for full-time residents, seasonal homeowners, or anyone seeking the perfect combination of location, security, lifestyle, and value in Boca Raton real estate. Properties in Montego Bay are highly desirable due to their spacious layouts, gated community setting, scenic lake views, and proximity to everything Boca Raton has to offer. If you are searching for a move-in ready 3 bedroom home with lake views, enclosed lanai, attached garage, hurricane protection, updated systems, and extensive community amenities in Boca Raton, this exceptional property deserves your immediate attention. Experience the very best of South Florida living in Montego Bay at Boca Pointe where comfort, convenience, and elegance come together in one remarkable home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,801 |
| Total Monthly Payment | $2,379 | $2,490 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.