Welcome to this beautifully maintained single-family home in the Silver Lake neighborhood of Providence. Blending timeless charm with thoughtful modern updates, this 4-bedroom, 2 full bathroom home offers 1, 479 square feet of comfortable living space designed for today's lifestyle. From the moment you arrive, you'll be drawn in by the home's unique Colonial architecture enhanced with a Victorian-inspired exterior, delivering standout curb appeal and character you don't often find. Inside, the home features a warm and inviting layout with a seamless mix of classic details and contemporary finishes. The spacious interior offers flexibility for families, guests, or a home office setup, while the two full bathrooms provide convenience for busy households. A 2-car garage adds both practicality and additional storage space, and presents an exciting opportunity it may have the potential to be converted into a legal Accessory Dwelling Unit (ADU), offering the possibility for additional living space or rental income (buyer to perform all due diligence). Located in the heart of Silver Lake, you'll enjoy easy access to major highways, making commuting a breeze, along with close proximity to local shopping, dining, parks, and everyday amenities that make this neighborhood so desirable. This is a rare opportunity to own a home that perfectly balances charm, function, and location don't miss your chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,200 | $327,200 | $327,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $247 | $247 | $247 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,960 | $2,041 | $2,672 |
| Total Monthly Payment | $2,281 | $2,362 | $2,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.