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13655 Lucera CT, Estero, FL, 33928 | $409,000
Bella Terra Detached Villa on Oversized Corner Lot | Rare Stand-Alone Home with No Attached Neighbor
If you’ve been waiting for a villa in Bella Terra that actually feels like a single-family home, this is one worth seeing.
Situated on a rare oversized corner lot with no attached neighbor, this beautifully maintained 2 bedroom + den, 2 bath villa offers privacy, extra outdoor space, and one of the most desirable settings in the community. With nearly 1, 900 square feet, the layout is open, bright, and comfortable with generous living spaces designed for easy everyday living and entertaining alike.
Inside, you’ll find light wood-look flooring, neutral finishes, crown molding, granite countertops, walk-in closets, a full-size laundry room, and an attached 2-car garage. The spacious den offers flexibility for a home office, guest room, or additional living space. And for peace of mind some of the bigger ticket items already replaced, AC in 2025 and Water Heater in 2023. The home has hurricane impact windows and we are not in a flood zone.
What truly sets this property apart is the lot. The oversized backyard and side yard create a wide-open feel that’s incredibly hard to find in the villa section of Bella Terra. The screened lanai is the perfect spot for morning coffee, evening wine, or simply enjoying the peaceful Southwest Florida lifestyle.
Located within walking distance to Bella Terra’s resort-style amenities including the clubhouse, pool, fitness center, tennis, pickleball, playground, volleyball, inline skating rink, and more. Low-maintenance living in one of Estero’s most sought-after gated communities.
A detached villa on a lot like this is a rare find in Bella Terra… and buyers looking for privacy and space are going to notice it immediately.
Features
- Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 91 x 66 x 112 x 130
- Laundry: Inside
- Year Built: 2005
- Garage: 2-car Garage Door Opener, Attached
- Heating: Central Electric
- Cooling: Central Electric
- Basement: Central Electric
- Approx Sq. Feet: 2,309
- Acreage: 0.22
- Lot Size: 91 x 66 x 112 x 130
- Est. Taxes: $6,093
- HOA Fee: $751 Quarterly
- Lot Desc: Regular
- View: Preserve
- Elem. School: CHOICE
- Middle School: CHOICE
- High School: CHOICE
- Pet Policy: Number Limit
- Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
- MLS#: 226018343
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/226018343/13655luceract_estero_fl?source=qrflyer
Listing courtesy of ROYAL SHELL REAL ESTATE, INC. Phone: 239-992-9100
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13655 Lucera CT, Estero, FL, 33928
$409,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,200 | $327,200 | $327,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $508 | $508 | $508 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,015 | $2,122 | $2,739 |
| Total Monthly Payment | $2,598 | $2,705 | $3,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388