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45 Ryders Lane, Wilton, CT, 06897 | $1,658,000
Highest and best by 2: 00 pm on Monday, 5/18. Set on a coveted lower Nod Hill cul-de-sac, 45 Ryders Lane is the kind of home that quietly wins people over the moment they arrive. Classic in style yet thoughtfully updated for modern living, this 4-bedroom Colonial blends timeless architecture with warm, inviting spaces designed for real life. Inside, light pours through generously sized rooms, creating an easy elegance throughout the home. The renovated kitchen is both beautiful and functional, featuring a Wolf range, Sub-Zero refrigerator, and seamless flow into the home's casual gathering spaces. Nearby, the mudroom and updated laundry area make everyday living refreshingly effortless. Upstairs, the primary suite feels like a private retreat, complete with a beautifully renovated bath featuring radiant heated floors and a heated towel bar. Three additional spacious bedrooms, an updated hall bath, and a walk-up attic provide flexibility for today's lifestyle. Outside, summer practically writes its own plans. A charming screened porch overlooks the property, while the stone patio and expansive yard offer room for entertaining, gardening, or simply slowing down for the evening. Thoughtful improvements, including a new cedar roof, solar panels, upgraded electrical service, an invisible fence, and a new water heater, add comfort and peace of mind. A special home in one of Wilton's most sought-after neighborhoods.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Colonial
- Year Built: 1974
- Garage: 2-car Under House Garage,Paved,Driveway
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full,Unfinished,Garage Access,Interior Access
- Above Grade Approx. Sq. Feet: 3,135
- Acreage: 2.07
- Est. Taxes: $21,111
- Lot Desc: Dry,On Cul-De-Sac,Rolling
- Elem. School: Miller-Driscoll
- Middle School: Cider Mill
- High School: Wilton
- Appliances: Gas Range,Microwave,Subzero,Dishwasher,Washer,Dryer,Wine Chiller
- MLS#: 24173830
- Website: https://www.raveis.com
/eprop/24173830/45ryderslane_wilton_ct?source=qrflyer
Listing courtesy of Compass Connecticut, LLC Phone: (203) 293-9715
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled,Quartz Counters,Dining Area,Half Bath,Island,Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Hardwood Floor | Other |
| Library | Fireplace,Hardwood Floor | Main |
| Living Room | Fireplace,French Doors,Hardwood Floor | Main |
| Primary Bedroom | Built-Ins,Full Bath,Hardwood Floor | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
45 Ryders Lane, Wilton, CT, 06897
$1,658,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,326,400 | $1,326,400 | $1,326,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,759 | $1,759 | $1,759 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,531 | $8,167 | $11,193 |
| Total Monthly Payment | $9,415 | $10,051 | $13,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524