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Welcome to The Villages and the highly desirable Village of Fernandina! This Gorgeous Stretched 'HAMMOCK' model is perfectly situated between both Brownwood Paddock Square and Lake Sumter Landing! This beautifully maintained designer-feel home and ROOM FOR A POOL offers the ideal combination of comfort, style, and location.
This exceptional home features a Home Warranty, GOLF CART GARAGE, NEW ROOF (February 2026) and has been thoughtfully upgraded throughout. Step inside to discover soaring vaulted ceilings, an open-concept layout, and a desirable split-bedroom floor plan designed for both everyday living and guest privacy.
The beautifully appointed kitchen showcases gorgeous granite countertops, crown molding around cabinetry gives that special added touch, stainless steel appliances, pull-out shelving, a large island breakfast bar, tile flooring, and additional receptacles above the cabinetry for decorative lighting. The spacious living area flows seamlessly into the oversized fully enclosed Florida sunroom/lanai, creating the perfect space for entertaining or simply relaxing year-round.
The private primary suite features vaulted ceilings, a custom walk-in closet, and an elegant en-suite bath complete with dual sinks, rich cabinetry, solar tube lighting, soft lighting, and beautiful walk-in tile shower. The guest bedrooms are generously sized with an additional 4-foot expansion added to all bedrooms for enhanced comfort and functionality. New carpeting was installed in the guest bedrooms in 2025 and the primary bedroom in 2024.
Additional highlights include:
Expanded Garage/golf cart garage
Ceiling fans throughout
Pocket doors
lots of storage capacity
Enclosed lanai with painted flooring
New garage coach lights
Fully landscaped exterior
Open patio ideal for grilling and outdoor enjoyment
High-end lighting package
Tile flooring throughout main living areas
Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this home checks every box. Conveniently located near golf courses, recreation centers, pools, shopping, dining, and nightly entertainment, you’ll enjoy the very best of The Villages lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,162 | $2,220 | $2,916 |
| Total Monthly Payment | $2,536 | $2,594 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.