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Presented by
Suzanne Bertone |
3152 E Banister Rd, Saint Augustine, FL, 32092 | $515,000
RARE PRIVACY & OVERSIZED LOT IN LUXURY GOLF COMMUNITY! Tucked away on a quiet South Hampton cul-de-sac, this exceptional property sits on a premier 0. 26-acre lot completely backed by a lush, wooded natural backdrop. Enjoy a private backyard sanctuary with a custom paver patio, built-in fire pit, zero rear neighbors, and the significant financial benefit of NO CDD fees LOW HOA. Fantastic opportunity to own a spacious 4-bedroom, 3-bathroom home in this highly sought-after golf course community! This property features a bright, open floor plan with high ceilings, durable LVP flooring, and custom shiplap accents. The sleek, modern kitchen is a chef's dream, beautifully upgraded with custom cabinetry, pull-out spice storage, a built-in double knife drawer, and gas cooking. Enjoy ultimate flexibility with a functional layout offering three bedrooms downstairs and a massive upstairs bonus suite with its own full bath—perfect for guests or a private media retreat. The main living space leads out to a fully screened-in lanai and an expansive custom paver patio with a built-in fire pit, offering unobstructed, peaceful views backing directly onto a protected nature preserve with a NEWER ROOF (2022) & a transferable TERMITE BOND for total peace of mind. This unbeatable St. Johns County location puts you just minutes away from the brand-new SilverLeaf flagship Publix (featuring the Pours taproom and artisanal dining) and Durbin Park shopping. Enjoy low community fees alongside access to a resort-style pool, tennis courts, and golf, all zoned for top-rated schools. Schedule your tour today!
Features
- Amenities: Clubhouse,Golf,RV/Boat Parking,Tennis,Pickleball,Sidewalk
- Bedrooms: 4
- Baths: 3 full
- Lot Size: .26
- Style: Single Family Home
- Year Built: 2005
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 2,254
- Lot Size: .26
- Est. Taxes: $5,455
- HOA Fee: $660
- Lot Desc: Other-See Remarks, Conservation Backyard,Cul-de-Sac
- Elem. School: Timberlin Creek
- Middle School: Switzerland Point
- High School: Beachside
- MLS#: 262287
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/262287/3152ebanisterrd_saintaugustine_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Suzanne BertoneLicensed Salesperson
508.922.5637
Suzanne.Bertone@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Ali OldhamVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2803699
508.274.0185
Ali.Oldham@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3152 E Banister Rd, Saint Augustine, FL, 32092
$515,000
Suzanne Bertone
Licensed Salesperson
William Raveis Real Estate
Phone: 508.922.5637
Suzanne.Bertone@raveis.com
Ali Oldham
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.274.0185
Ali.Oldham@raveis.com
NMLS Mortgage Loan Originator ID 2803699
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $455 | $455 | $455 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,468 | $2,601 | $3,394 |
| Total Monthly Payment | $3,015 | $3,148 | $3,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388