2220 Residence CIR, Naples, FL, 34105 | $4,499,000

An incredible 3+large den lakefront estate in Grey Oaks, with the opportunity for an IMMEDIATE GOLF MEMBERSHIP, available separately. This residence has been reimagined through an extensive, multi-year renovation. Originally constructed in 2013 to meet modern Florida hurricane standards — including full-impact glass throughout — the home reflects quality craftsmanship, structural integrity, and comfortable livability. A whole-house natural gas generator, a newly applied chemical roof seal (2025), and a tankless hot water system support long-term durability and ease of ownership. Positioned on one of the community’s premier waterfront parcels, the property offers wide, unobstructed lake views framed by an expanded lanai with fewer aluminum bars for cleaner sightlines. The outdoor setting has been updated with a 2025-refinished stone pool deck, a fully upgraded Pentair smart pool system with new pumps, lighting, and equipment, and a complete summer kitchen designed for entertaining. Landscape lighting, new Zoysia turf, and curated privacy plantings enhance the setting. Inside, the home has undergone a comprehensive transformation (2019–2025), featuring a walls-down, open-concept layout that maximizes natural light and indoor-outdoor flow. Polished travertine flooring runs throughout the main living areas, while the kitchen includes Sub-Zero and Wolf appliances, dual under-counter refrigeration, an oversized quartz island, and Hansgrohe fixtures. The primary suite includes a marble walk-in shower, a 9-foot LED mirror, and custom his-and-hers closets. Guest spaces feature custom shutters and updated baths with low-iron glass showers. A climate-controlled two-car garage with an additional golf-cart bay (2025) includes epoxy flooring, custom cabinetry, a workbench, and a hurricane-rated wood garage door. Grey Oaks offers three championship golf courses, two clubhouses, and multiple dining venues. Residents enjoy a 30, 000-square-foot wellness center with spa services, tennis, pickleball, and bocce, basketball and dog park.

Features

  • Amenities: Basketball,Bocce Court,Business Center,Clubhouse,Community Park,Community Pool,Dog Park,Electric Vehicle Charging,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Lap Pool,Library,Pickleball,Play Area,Private Membership,Putting Green,Racquet Ball,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch
  • Development: GREY OAKS
  • Year Built: 2013
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 3,262
  • Est. Taxes: $15,572
  • HOA Fee: $900 Quarterly
  • Master HOA Fee: $1,509
  • Lot Desc: Regular
  • View: Lake,Water
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Elem. School: POINCIANA ELEMENTARY
  • Middle School: GULFVIEW MIDDLE
  • High School: NAPLES HIGH
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226018715
  • Website: https://www.raveis.com
    /eprop/226018715/2220residencecir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2220 Residence CIR, Naples, FL, 34105

$4,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,599,200 $3,599,200 $3,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.361% 6.183%
Monthly Tax Payment $1,298 $1,298 $1,298
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $21,291 $22,161 $30,372
Total Monthly Payment $22,714 $23,584 $31,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.