19772 Maddelena CIR, Estero, FL, 33967 | $699,000

Perfectly positioned within Belle Lago, this original-owner Tiena Model home checks all the boxes with over 3, 000 square feet of living space, impact-resistant windows, a whole-house generator, new roof, saltwater pool, and beautiful lake views paired with coveted southern exposure. Featuring 3 bedrooms plus a versatile first-floor den and upstairs loft, 3 full baths, and a 3-car tandem garage, with the third bay currently enclosed under air for additional storage space, this home was designed for both everyday comfort and effortless entertaining. Inside, the spacious layout is filled with natural light and enhanced by freshly painted lower-level living areas for a refreshed neutral aesthetic, two newer A/C systems, a tankless water heater, natural gas, and updated appliances, most of which are less than 3 years old. The flexible den and loft spaces are ideal for a home office, media room, playroom, fitness space, or additional guest accommodations. The outdoor living area is perfectly suited for the Southwest Florida lifestyle with a saltwater pool, sun shelf, expansive screened lanai, and tranquil lake views. The desirable southern rear exposure provides ideal sun throughout the day, creating the perfect setting for relaxing or entertaining outdoors year-round. Additional highlights include a 2024 roof by Crowther Roofing with transferable warranty options available, woodpecker-proofed exterior, and meticulous pride of ownership throughout. Living in Belle Lago means enjoying a resort-inspired lifestyle surrounded by scenic lakes, lush landscaping, walking trails, and a beautifully appointed clubhouse featuring a fitness center, tennis, pickleball, resort-style pool and spa, and an active social calendar. Residents also enjoy optional membership opportunities at neighboring Estero Country Club at The Vines, accessible through a private community gate, with golf, dining, fitness, tennis, and social memberships available. Ideally located between Fort Myers and Naples, Belle Lago offers quick access to Southwest Florida International Airport, Coconut Point, Hertz Arena, Florida Gulf Coast University, dining, shopping, and the white sandy Gulf beaches, making this home as convenient as it is refined.

Features

  • Amenities: Basketball,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Lap Pool,Library,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 2 Story
  • Development: BELLE LAGO
  • Year Built: 2006
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 3,082
  • Acreage: 0.25
  • Est. Taxes: $8,675
  • Master HOA Fee: $2,210
  • Lot Desc: Regular
  • View: Lake,Landscaped Area
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 226016956
  • Website: https://www.raveis.com
    /prop/226016956/19772maddelenacir_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Douglas Elliman Florida,LLC

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NMLS Mortgage Loan Originator ID 16953

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19772 Maddelena CIR, Estero, FL, 33967

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $723 $723 $723
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,443 $3,535 $4,644
Total Monthly Payment $4,258 $4,350 $5,459

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.