840 VIRGINIA STREET, #303, Dunedin, FL, 34698 | $128,000

One or more photos have been virtually staged.
Welcome home to the highly desirable 55+ community of Patrician Oaks at the edge of downtown Dunedin.
This top floor unit is peaceful and serene with a view of green park like areas and gorgeous Oak trees.
Updates include a new roof in 2023, New HVAC in 2021 and 5 hurricane impact windows in 2015.
This spacious two bedroom one bath has just over 1000 sq ft and is just waiting for your finishing touches in the kitchen and bath.
The kitchen has plenty of storage and a pass-thru window that opens up into your large dining area and expansive living room, both perfect for entertaining. The primary bedroom can fit a king sized bed and there's plenty of storage with two double closets. The second bedroom is large enough to double as a place for guests and an office space.
When you step through your sliders onto your private screened in lanai, you will be drawn in by the stillness and quiet. The large Oaks provide a privacy that makes you feel relaxed. Its the perfect spot for that morning coffee or afternoon tea, A secret oasis all your own.
There's also your own covered parking space right across from the elevator!

The community heated pool and clubhouse are steps away through a garden and wooden bridge. Enjoy the heated spa after a long day or meet friends at the clubhouse or fitness room.
The monthly fee includes cable, water, sewer, trash, grounds maintenance and more. There's also a free laundry room for the building with ample washers and dryers for your convenience.

Bike or walk to downtown and enjoy all the special spots in Dunedin known for, Whether it be the many cafes and restaurants, shops, breweries, art festivals, concerts, movies in the park or sunsets at the Marina. You'll realize that you've really found your piece of paradise. .

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Laundry, Maintenance, Pool, Shuffleboard Court, Spa/Hot Tub
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: PATRICIAN OAKS
  • Year Built: 1977
  • Approx Sq. Feet: 1,004
  • Est. Taxes: $2,409
  • Condo Fee: $580 Monthly
  • Lot Desc: City Lot, Landscaped, Near Public Transit, Sidewalk
  • View: Garden, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: TB8494323
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8494323/840virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/5/2026 5:14:25 AM)
Listing courtesy of REHM REALTY GROUP LLC   Phone: 727-446-0024

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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840 VIRGINIA STREET, #303, Dunedin, FL, 34698

$128,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $102,400 $102,400 $102,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.524% 5.866%
Monthly Tax Payment $201 $201 $201
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $613 $639 $844
Total Monthly Payment $889 $915 $1,120

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.