|
Under contract-accepting backup offers. Welcome to 6308 5th Street W, a beautifully maintained three-bedroom, two-bath home priced perfectly for the first-time buyer. This inviting property offers a spacious dining room ideal for family gatherings, holiday celebrations, and entertaining, while the comfortable living room features a large-screen TV with mood lighting that makes movie nights a standout event. Just off the living room is a cozy dinette area currently used as a coffee bar, along with an adjacent den that creates the perfect reading nook. The primary bedroom includes an en-suite bath and walk-in closet, and two additional bedrooms have built-in closets with easy access to a nicely tiled hall bath. The well-equipped kitchen includes a GE Electric Range, GE Microwave, Whirlpool side-by-side Refrigerator/Freezer with water and ice in the door, and a stainless-steel Whirlpool dishwasher. A large storage room with exterior access (not under air) and an indoor laundry room with washer and dryer add convenience. The backyard is designed for outdoor enjoyment with a pergola, new hot tub, spacious seating area, and full privacy fencing. Major updates include a 2014 roof with a new Wind Mitigation inspection, a recent 4-Point Inspection, electrical updates completed in 2014, and a 2022 HVAC system. This home is truly a gem and offers exceptional value, comfort, and peace of mind—an opportunity you won’t want to miss. Photos coming SOON!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $254 | $254 | $254 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,743 | $2,292 |
| Total Monthly Payment | $2,028 | $2,072 | $2,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.