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Welcome to this beautiful four-bedroom Colonial located in a prime area of Monroe with lake rights and an excellent commuter-friendly location! This spacious home features an inviting eat-in kitchen with granite tile countertops, rich cherry cabinetry, and stainless steel appliances. Hardwood floors run throughout the main living areas, including the family room, living room, and formal dining room, while the kitchen and bathrooms feature durable tile flooring. Cozy up in the family room next to your charming wood stove, perfect for relaxing on chilly evenings. The second floor also features hardwood floors throughout, along with a generous primary suite with a private full bath, three additional sizable bedrooms, and a full hallway bath. The unfinished full walkout basement provides endless opportunities for future expansion, storage, or recreational space. A two-car garage adds convenience and functionality. Step outside onto the updated, expansive tiered deck overlooking your lovely private backyard—perfect for entertaining, outdoor dining, or simply relaxing and enjoying the peaceful surroundings. Walk to the Lake and enjoy all year-round activities, such as rowing, kayaking, swimming, fishing, and ice skating! The association fee is for the use of the lake and park only. Located conveniently near schools, shopping, restaurants, public transportation, the Heritage Bike Trail, and the renowned Woodbury Common Premium Outlets. Commuting to New York City takes just one hour. Don’t miss your chance to own this wonderful home in one of Monroe’s most desirable neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $1,140 | $1,140 | $1,140 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,286 | $4,317 |
| Total Monthly Payment | $4,433 | $4,518 | $5,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.