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Discover the perfect blend of charm, privacy, and modern updates in this beautifully maintained ranch home nestled at the end of a quiet dead-end street. With no steps and no through traffic, 21 Benedict Road offers effortless single-floor living in one of White Plains’ most serene settings. Step inside through a charming entry foyer into a sunlit living room featuring a classic wood-burning brick fireplace with mantle — the perfect backdrop for cozy evenings at home. The formal dining area showcases a custom built-in cabinet, ideal for entertaining. The open-concept kitchen is a true standout, outfitted with wood cabinetry, granite countertops, a marble backsplash, farmhouse sink, breakfast bar, and LG stainless steel appliances, all illuminated by recessed and custom designer lighting. The primary bedroom offers a double closet and a door leading directly to side yard — a rare and delightful touch to yard, ceiling fan, while the second bedroom features a large closet. The updated hall bath is finished with classic subway tile, a tub, and shower a refreshed vanity. A convenient small mudroom connects the living space to the oversized two-car garage with remote opener. Step outdoors to a fabulous deck that sets the stage for entertaining, while the level, landscaped lot, fire pit, and adjacent wooded setting deliver privacy that’s truly hard to find. Bring your imagination and vision to the full unfinished lower level — soaring high ceilings, a dedicated utility room, and laundry room create a blank canvas ready to become whatever you dream: a home gym, media room, playroom, or additional living space. Close to White Plains Train station, minutes to White Plains shopping, dining, and the Bronx River Parkway walking trail, Kensico Dam minutes away that offers playground and beautiful park. A wonderful alternative to condo living — with all the space and none of the compromises. Don’t miss this amazing gem!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,203 | $1,203 | $1,203 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,633 | $2,740 | $3,618 |
| Total Monthly Payment | $3,928 | $4,035 | $4,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.