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Just what you have been looking for. A solid built home which hasn't been on the market for 32 years. Move in ready and waiting for your personal touches to call your own. Relaxing front enclosed porch with storms and screens, concrete floor and lots of space. From here you step into the open living area, which has a large entry that leads into the living room, kitchen, dining room all with wood floors. The kitchen has oak cabinets with Formica top and a separate breakfast bar with Corian countertop and two chairs. Updated stainless steel appliances, and a 36'' Wolf wall oven. Microwave new. Separate dining room with ceiling fan and entrance to half bath/laundry area. Off the Dining room is another room that is not really utilized now but could be many things, another possible bedroom, family room or whatever suits your needs. It has an old chimney behind the corner wall that is not being used and has possibilities, pellet/wood stove etc. This room also has a back entrance from deck so you could make it a home office also. Second floor comes up to a landing with a sitting area and a full bath with shower. The main bedroom suite has an office with built in desk and sliders leading to a rooftop deck (12 x 9) overlooking a landscaped back yard. The second bedroom has access to a pulldown attic that has insulation under flooring and attic fan. Your back yard is green and lush which you can admire, while relaxing and feeling a world away while sitting on your decks, open and covered including a 11. 3 x 8 screeded in porch. Yard is partially fenced with two sheds, 10 x12, one with electric. Extra space to park with two paved driveways. Home was built in 1880 according to tax records and was remodeled in 1994 with other updates along the way. Roof new 5+- years ago stripped down to plywood and new gutters. Furnace new 3+- years ago. Washer/Dryer 4 years +-, dishwasher new 3 months ago. You will not be disappointed. Will sell quickly, a real gem that has to be seen! So much more potential.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $536 | $536 | $536 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,625 | $1,666 | $2,192 |
| Total Monthly Payment | $2,236 | $2,277 | $2,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.