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Tucked beneath grand oaks on one of James Island's most beloved streets, this beautifully updated midcentury modern split-level home blends timeless character with thoughtful modern upgrades. Located just minutes from downtown Charleston and Folly Beach, 739 Shamrock Lane offers flexible living spaces, stylish renovations, and exceptional functionality for today's lifestyle. The remodeled kitchen was taken down to the studs and features quartzite countertops, updated cabinetry, and a spacious Butler's pantry designed for both everyday living and entertaining. The primary suite offers a beautifully renovated bath and an oversized California Closet, while multiple additional bathroom updates throughout the home add comfort and style. A newly created mother-in-law apartment doorway addsflexibility for multigenerational living, guests, or a private workspace. Allergy-friendly with no carpet, the home also features newer LVP flooring, plantation shutters, fresh interior and exterior paint, and a remodeled fourth bedroom/laundry area. Outdoor living shines with a large rescreened porch, brick patio and pathways, irrigation, mature landscaping, and a 6-foot privacy fence painted in classic Old Charleston Historic Green. Major system improvements include a metal roof, upstairs HVAC, Rinnai tankless water heater, crawlspace enhancements, flood vents, and a Generac 22, 000 commercial-grade generator with warranty for added peace of mind. This move-in ready James Island home is minutes from both hospital systems downtown and offers the rare combination of architectural charm, extensive upgrades, and an unbeatable Lowcountry location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,312 | $4,428 | $6,069 |
| Total Monthly Payment | $4,404 | $4,520 | $6,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.