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Introducing 74 Hillside Lane to the gorgeous Spring Market in Monroe and Whitney Farms! This inviting colonial features 3 bedrooms and 2. 5 baths, a tremendous floor plan for gathering, entertaining, enjoying life, living near a golf course, and having every single extended family member over for holidays as the great room and the rear deck (newly replaced) and 3 season porch are sized to hold everyone and then some! The main floor front to back living room, formal dining room and large eat-in kitchen all flow nicely and then, you end up in the great room together! Upstairs features a primary bedroom suite with beautiful bathroom and walk in closet with a closet system shelving in place. The additional 2 bedrooms are quite large and feature ceiling fans and room for sleepovers and fun! The lower level features a partially finished space for games or an office if hybrid working is needed. There is unfinished area with storage shelving and laundry. This home features city water and septic. The 3 season porch and large family room are favorites for many and you'll need to visit to feel the space they offer. You'll love not only the space but the neighborhood too! Holiday festivities and Halloween fun are always a highlight in Whitney Farms! If you're a golfer, come on by! This home might be just close enough for you to enjoy a round or two each weekend!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 18.0 x 11.0 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 12.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 12.0 x 12.0 | Main |
| Eat-In Kitchen | Granite Counters,Hardwood Floor | 21.0 x 12.0 | Main |
| Great Room | Vaulted Ceiling,Beams,Ceiling Fan,Fireplace,Sliders,Hardwood Floor | 24.0 x 23.0 | Main |
| Living Room | Hardwood Floor | 13.0 x 24.0 | Main |
| Other | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 17.0 x 15.0 | Main |
| Primary BR Suite | Bedroom Suite,Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 12.0 x 19.0 | Upper |
| Rec/Play Room | 19.0 x 23.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $590,400 | $590,400 | $590,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,022 | $1,022 | $1,022 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,635 | $3,780 | $4,942 |
| Total Monthly Payment | $4,749 | $4,894 | $6,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.